A payday loan is a fast and easy loan, designed to tide you over from one paycheck to the next. For example, you might be approaching your next payday when an unexpected cost occurs, like car repairs or medical fees, and need a payday loan to help cover those short-term expenses. Taking out a payday loan is a simple way to make your finances more manageable, providing a quick solution to temporary financial setbacks.
Getting a Payday Loan in Los Angeles, California
Quick, simple loans in the palm of your hand, with Finger Finance
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with
Payday Loans in Los Angeles; Here’s Everything you Need to Know
What is a payday loan?
We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.
The Right Fit
We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.
Soft search will not impact your credit score
We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.
Why choose Finger Finance?
Finger finance makes loans simple and easy with an online enquiry you can fill out from home. What’s more, enquiring is free and won’t affect your credit score.
You can borrow anywhere from $100 – $35,000 and have the money in your account the same day in one lump sum. Whether you need a hand to pay your bills, or are covering an unexpected cost, Finger Finance can give you an instant decision on your loan request, providing a stress-free solution.
Is a payday loan right for me?
If you need help covering a temporary financial setback until your next pay cheque comes in, a payday loan could be for you. With Finger Finance’s online loan request process you can borrow $100 – $3500 and receive the money in you account in the same day.
When finances are tight, this type of loan can help tide you over and alleviate your financial stress. There’s no need to worry about your credit score either, with Finger Finance all credit scores are considered making the process even easier.
Payday loans are most suitable for those with temporary costs to cover. You should consider when you can afford to repay your loan and still have enough to make it to the next payday.
Unexpected costs and tight financial situations can be overwhelming, but with a fast and simple payday loan, the pressure of paying the bills can be that much easier.
Am I Eligible for a Payday Loan In Los Angeles?
Enquiring for a payday loan with Finger Finance is 100% online, meaning it’s easily accessible to people in Los Angeles, and the whole of the U.S. To check whether you are eligible for a payday loan, check to see whether you meet these criteria:
- Be at least 18 years of age or older
- Be a U.S. resident
- Have a checking account
- Have a consistent income and be earning at least $800 per month
How does repayment work?
Depending on how long you need to borrow money for, repayment schedules can vary. For example if you’re taking out a short-term loan (between 2 and 4 weeks) you will repay your loan in one final repayment. This repayment will include the amount you borrowed initially, plus the interest.
With a longer-term loan (up to 5 years) you can repay your loan in equal instalments every month. Finger Finance also gives you the option to repay early at any time to save money on your loan.
If you don’t repay your payday loan this will affect your credit score. This might make it more difficult for you to borrow money in the future. This is why a sensible repayment schedule is always crucial so avoid debt getting out of control.