Getting a Payday Loan in San Jose, California

Finger Finance puts the power of Payday Loans in the palm of your hand

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

What is a Payday Loan and is it Right for Me?

A Payday Loan is a loan designed to bridge the gap between one pay cheque and the next. They can vary greatly in amount, and with Finger Finance, you could be borrowing $100 – $35,000. This quick and easy loan can help you cover an unexpected financial setback, such as a car repair. You must consider whether you’ll be able to repay the loan and have enough money left over so that you don’t need to borrow by the end of next month. If you don’t have good credit a payday loan might be a better option for you because all credit scores are considered.

Whether or not a payday loan is right for you depends on a range of things. It’s important that you have a plan to repay your loan. A payday loan is designed to be used for a short period of time. So whether you need some extra funds to help cover the bills, or to pay for an unexpected medical fee, Finger Finance can assist you in no time.

Payday Loans in San Jose, California; Here’s Everything you Need to Know

Why use Finger Finance?

With Finger Finance, payday loans are a quick and easy way to borrow money. The process of enquiring for a payday loan with Finger finance is 100% online, so you can get a loan from the comfort of your home.

There’s no fee to enquire about a loan and enquiring won’t affect your credit score. You’ll get an instant decision on your loan and receive your money in one lump sum. It’s quick, it’s easy, so what are you waiting for? Get in contact with Finger Finance today.

  • Get the money in one lump sum on the day you enquire
  • Easy online enquiry process
  • Repay early anytime to save money
  • Borrow anywhere from $100 – $35,000
  • Enquiring is free and doesn’t affect your credit score
  • Get an instant decision online


We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.


The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

Am I Eligible for a Payday Loan in San Jose?

There are a couple things you need to be eligible for a payday loan. To be eligible for a loan from Finger Finance you must:

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a checking account
  • Have a consistent income and be earning at least $800 per month

How does repayment of my Payday Loan work?

Repayments on your loan will depend on how long you need to borrow the loan for. If you’re taking out a short-term loan, something between 2 and 4 weeks, you will repay your loan in one final repayment, which will include the amount you borrowed and the interest. If you need a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. Finger Finance  also gives you the option to repay early at any time to save money on your loan.

How Much Could I Borrow and for How Long?

With Finger Finance you can borrow between $100 and $35,000. You can repay the money over 2 weeks up to 5 years. With Finger Finance there’s always the option to repay early, which means you can save money on the interest on your loan.

How Quickly Can I Receive Funds?

Using Finger Finance means the money will be in account the same day that you are approved for it, with instant online approvals you’ll have your loan in no time. Finger Finance also sends the money to your account in one lump sum.

Where can I get a Payday Loan on San Jose, California?

Your location doesn’t need to be a barrier to you getting the financial support you need. Finger Finance offers a fully online experience, we can offer loans across San Jose, across California and across the U.S. Get in contact with Finger Finance and you could receive your funds today. Getting a payday loan has never been more convenient.