Skip to main content

Borrow $3000 Loans
Apply Online and Get $3000 Today

Find great deals on $3000 loans through Finger Finance.

Our online form takes just under 5 minutes to complete, after which you’ll receive an instant decision on your loan request.

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

Where Can I Find $3000 Loans?

You can explore $3000 loans quickly and simply with Finger Finance. You can find $3000 loans to help you through a number of different situations, whether these are personal, emergency or business-related.

Our online form takes only minutes to fill in, and once complete will be used to connect you with one of our partnered lenders most suited to your borrowing requirements.

We understand that borrowing needs and personal circumstances can vary significantly. We’ll always try to connect you with the loan that best suits your requirements from our available lender options. We base this decision off a range of factors, including your credit score, your location, your income and affordability.

Get Started Now

Thumbs-up-for-bad-credit-loans

Step 1 - Apply Online

Fill in your information using our form – choose how much you wish to borrow and how long you would like to borrow for. This process takes less than 5 minutes!

Fingers-crossed-for-loan-icon

Step 2 - Receive a Loan Offer

We will match your requirements with the lender who is most likely to approve you and give you a competitive rate on the screen. There are no fees and you can choose to proceed if you wish!

Unaffected-credit-score-okay-signal

Step 3 - Receive Money

If your loan application is approved, you can receive the full loan amount into your checking account within 24 hours or the next working day.

I Have Bad Credit, Could I Still Borrow $3000?

Yes, you can borrow $3000 with bad credit. Our lenders are willing to consider varying credit histories, meaning you may still be eligible to borrow $3000 with an adverse credit score.

Instead of using your credit score to assess your borrowing eligibility, lenders who consider bad credit will review other details included in the request to help them come to a decision. Your loan request will always be considered if you’re employed with a stable income.

Depending on what your credit is like, there are also secured loan options available. These loan options can come in the form of a title loan or home loan, and enable those with available collateral to borrow the money they need.

Just because you have a bad credit score doesn’t mean you’re unable to afford a loan. Finger Finance understands this, and aims to provide an accommodating service, connecting those with varying credit histories to lenders willing to review prospective borrowers with their score.

Am I Eligible for a $3000 Loan?

In order to be successful with your request for a $3000 loan, you’ll have to meet certain eligibility criteria. This can include the following:

  • Stable employment
  • A regular income
  • Able to afford repayments
  • A live checking account
  • US resident
  • 18 years old or over

The criteria you’ll have to meet in order to be approved for a $3000 loan can vary, depending on the lender and the type of loan you’re requesting. It’s important to understand the requirements a lender has for its borrowers, and ensure you meet those requirements before requesting a loan with them.

Get Started Now

How Do I Repay a $3000 Loan?

Repayments for a $3000 loan are made in equal monthly amounts. The date these monthly amounts are taken out is agreed before the start of the loan by the lender and borrower. It’s common for borrowers to pick the day they’re paid, or the day after – hence the name “payday loans”.

If you miss a payment, you could damage your credit score. You might also be charged a late fee for making the repayment after the agreed-upon date.

You should only ever take out a loan if you know you can manage the repayments on it. However, we understand financial situations can change unexpectedly. If you find yourself in this unfortunate situation, and this affects your ability to make repayments on the loan, it’s important to discuss this with the lender as soon as you can. When discussing your concerns with the lender, they might be able to offer you a more manageable repayment alternative. Find out more on what happens if I cannot repay my payday loan by following the link.

Can I Pay a $3000 Loan Back Early?

Yes, you might be able to pay your loan back early, however, this will depend upon the terms and conditions of the loan. Before deciding to pay your loan back early, it’s important to firstly check whether your loan agreement allows you to do this, and if so, what the charges (if any) apply when making this early repayment.

Checking for any fees that could come with repaying early can help you make a more informed decision on whether or not to go through with this.

How To Explore $3000 Loans With Finger Finance

Exploring $3000 loans with Finger Finance is easy. All you have to do is click on one of our “Get Started Now” buttons, where you’ll be taken to our online loan request form. Here, you’ll have to provide a few details about yourself, including:

  • The amount you want to borrow
  • How long you want to borrow this amount for
  • Contact details
  • Employment status
  • Your State ID or Driver’s License Number

Our online form can be completed in less than 5 minutes, and provides you with an instant decision once finished. If successful, you could receive funds in 24 hours, or the next working day.

Get started with Finger Finance today!

Get Started Now

Frequently Asked Questions

Will I Receive $3000 Directly From Finger Finance?

No, Finger Finance is a broker who works with over 50 reputable lending partners that all comply to the OLA standards. We offer a loans connection service whereby we connect your loan request to the lender who can meet your borrowing requirements.

Can I Get A Same Day Loan?

Yes, it is possible to borrow $3000 on the same day as applying or within 1 working day. To maximise your chances of a quick loan, keep your phone nearby incase the lender wants to get in touch with any follow-up questions before they send the money.

What Information Is Required When Applying?

You will need to include your name, date of birth, postal address and contact details. You will also need to provide income details, a valid form of ID such as your Driver’s License, and your live checking account information for the funds to be deposited into.

Can I Borrow $3000 In Oregon Or Texas?

Yes, it is legal to borrow $3000 in Oregon where the limit is $50,000 and you can borrow $3000 in Texas where there is no maximum loan amount within the payday lending statutes. Just make sure that you will be able to afford the monthly repayments as otherwise you could damage your credit score and face late fees and extra interest charges.