How It Works

1. Eligibility

Potential borrowers do not need a perfect credit score to apply for a short term or payday loan. The following is what makes a borrower eligible:
- Be a US citizen
- Over 18 years of age
- Own a mobile phone
- Able to afford repayments
- Have a checking account to receive funds
- An income of at least $800 per month
- Bad credit considered

2. Loan Amount

Finger Finance can help borrowers find loans of $100 to $5,000. What makes someone eligible depends on your financial circumstances and income as this will help us know whether you will be able to make repayments.

3. Online Loan Request Form

Our online loan request form is short and easy to complete, with forms being completed in under 5 minutes. To fill in the form, you will need to include as much information as possible, for example about your expenditure, employment, income, and some personal details. Once you are successful, you will receive a rapid answer.

4. The Right Lender

We have partnered with over 50 lenders located across the US. Finger Finance connects your loan request with one of these lender who is likely to approve your loan enquiry. With no hidden fees, this free service will ensure you receive a loan safely and securely once you have been approved.

5. Funds Received

If your loan request form is successful, your funds will be transferred into your bank account within 24 hours or the next business day.

Short Term Loans

Finger Finance can match you to a lender based on your loan request form with no hidden feeds.

Finger Finance is an online loans engine, helping people needing a loan across the US find a short term lender and payday lender for their financial requirements. Finger Finance offers people loans of up to $5,000 which is required to be repaid over 1-60 months. Helping to provide a loan for borrowers financial requirements is safe and secure, with flexible repayment available if needed.

At Finger Finance, we know that circumstances can change and you may need a loan to help you financially. With different payday loans on the market, it is difficult to know who borrowers should trust in order to receive money quickly without having to pay a high rate of interest.

At Finger Finance, we have partners with over 50 licensed payday lenders across the US, including California and Texas.

All potential borrowers need to do is complete our loan request form which only takes 5 minutes. Within 24 hours or one business day, potential borrowers will have a decision from a lender who we believe can help you. We base this on the different requirements you have outlined in your form as well as the different circumstances that potential borrowers may be in. Once you receive this decision, you have time to decide whether you would like to proceed. This process is free, with no hidden costs attached.

Here at Finger Finance, we are here to provide you with an affordable and clear understanding of the financial option available for you to borrow money. Our goal at Finger Finance is to help people, and that is what we aim to do, providing the best quality service and funds to people who need it.