Borrow Money Online - At Your Fingertips!
Get money in the palm of your hands with Finger Finance! Whether you are looking to borrow $300, $500 or $1,000 loans, our entire application is 100% online and you can receive an instant decision today. We will always consider bad credit histories. Simply click on 'Get Started' below and if you need money now or immediately, you could receive funds on the same day of applying!
Get the best rates from multiple lenders
Over 2,000 enquiries accepted every day
Borrow money on the same or next business day
*If your loan is approved, you could receive your money within an hour although this will depend on the lender and it can take up to three days to receive your funds.
How to Borrow Money Online
with Finger Finance
Finger Finance offers a fast, simple and effective way to borrow money online - complete our online application form in less than 5 minutes and get a decision instantly. We connect your loan with the lender who is most likely to approve you and offer you the best rates. You can borrow $100 to $35,000, repaid over 1 to 60 months. It is completely free to apply and if successful, you can receive funds in just a few hours, the same day or next business day!
Need to Borrow Money?
Here Are Some Frequently Asked Questions
How Does The Loan Application Work?
Our entire application is completely online. Simply fill in your details using our online form and click ‘submit’ – your enquiry will be connected to multiple lenders, banks, credit unions and apps and you will be presented with the most competitive offer. Subject to some further checks, your loan can be approved and completed in a few hours, same day or next business day.
How Much Money Can I Borrow?
Finger Finance offers loans of $100 to $35,000 and everything in between including $500, $2,000 and $5,000. The amount you can borrow is based on factors such as you income, employment, credit history and affordability. With loans available over 1 to 60 months, you may be able to borrow a higher amount if choose to borrow for a longer period, since your loan repayments can be spread over more time.
Do You Charge Any Fees When You Apply for a Loan?
No, Finger Finance does not charge any fees for using our loans connection service – and we never will. It is completely free to apply and we only take a commission from the lender if your application is successful. The only fees that you will be required to pay are the interest on your loan and this will be clearly presented to you in writing beforehand.
What is the Eligibility Criteria To Get a Loan?
To be eligible, you must be a full-time US citizen and living in American permanently. You should be over 18 years of age, a stable income and employment, can afford monthly repayments and have a live checking account so that you can receive your loan.
How Do Repayments Work For My Loan?
Your loan repayments are repaid over 1 to 60 months in equal monthly installments, so you know exactly how much you need to repay each month on a repayment date that you choose (usually the day you get paid from work). You always have the option to repay early and you will usually save money for doing so.
I Need Money Now - Can You Help?
Depending on the size of your loan, you can sometimes receive funds in less than 1 hour. For small loans, we can usually complete these very quickly e.g $300 or $500. For large loans such as $1,000 or $5,000, we may require additional checks or it takes a little longer to transfer over, but you will typically receive your loan in 1 to 3 days.
Can I Borrow Money with Bad Credit?
Yes, Finger Finance can offer loans for bad credit and poor credit histories – and we work with a number of US lenders who specialise in this area. You should not be put off just because you have had the occasional default or payment in arrears. What is important is your desire to make future payments on time and if you have a stable income and employment, you can certainly be considered for a loan.
Is Finger Finance a Direct Lender?
No, Finger Finance is not a direct lender, but we work with a number of US partners who are. We simply act as a loans connection service to match your loan enquiry with the provider who offers the most competitive rates and is ready to accept and approve your loan. We work with direct lenders only, so your loan will be processed and funded by a reputable and legit lender.
Do You Offer Loans with No Credit Checks?
Finding no credit check loans is very tricky since a lot of our partners use credit checking to determine your eligibility for a loan. Whilst we do have some options that do not take credit scores into account (like auto loans), generally there is some form of credit check involved.
If you have bad credit, do not worry, our lenders will take this into consideration and will still be able to assist you with the loan you need.
What Happens if I Cannot Repay My Loan?
If you struggle to repay your loan, you will be contacted by the lender you are working with who may charge late fees or extra interest for missed repayments. The best thing to do is always speak to the lender if you having difficulty and they may be able to freeze interest or help you spread your repayments over time.