We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.
Find The Best Payday Loans in Louisiana
Access Money Quickly With Finger Finance!
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
How To Apply For Payday Loans in Louisiana With Finger Finance
Step 1 - Apply Online
Step 2 - Await a Decision
We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.
Step 3 - Receive Money Today!
We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.
How Does Finger Finance Work With Lenders in Louisiana?
The Right Lender
Finger Finance only works with lenders in Louisiana that you can trust. This means we know they are lending responsibly. Every time you put in an application we analyze our panel of lenders and find the right loan for you.
Soft Credit Check
All Finger Finance loans are soft search. This means that we look at your background on the basis of your credit record. We will never leave any visible footprint on your credit report through our search.
Finger Finance is a broker, not a direct lender. This means that we can find the most affordable loan for you. Even if you have an imperfect credit history, we will always try to help you.
What are the Regulations for Payday Loans in Louisiana?
|Are Payday Loans Legal?||Yes|
|Minimum Loan Amount||Not specified|
|Maximum Loan Amount||$350|
|Minimum Loan Term||Not specified|
|Maximum Loan Term||30 days|
|No. of Rollovers Allowed||0|
|Finance Charges||16.75% of the amount advanced|
|Statue of Limitations||10 years (from the last payment)|
What is the Eligibility Criteria for a Payday Loan in Louisiana?
In order to successfully receive a payday loan from Finger Finance in Louisiana, you must meet the following criteria:
- Be at least 18 years of age or older
- Be a U.S. resident
- Have a checking account
- Have a consistent income and be earning at least $800 per month
Will a Bad Credit Score Stop Me From Getting a Payday Loan in Louisiana?
No, a bad credit score will not stop you from getting a payday loan in Louisiana through Finger Finance. We will work closely with our trusted lenders to try and secure you with the most affordable loan possible.
Why is the APR so High for Payday Loans in Louisiana?
The APR for payday loans is high across all states, not just limited to Louisiana. This is because payday loans operate on a short-term basis and are considered by lenders to be high risk as they are typically unsecured and offered to customers with any type of credit history.
Where Can I Find Payday Loans in Louisiana?
You can apply online through Finger Finance to receive a payday loan in the following cities within Louisiana below:
Why Choose Finger Finance?
- Easy online enquiry process
- Borrow anywhere from $100 – $5,000
- Get the money in one lump sum on the day you enquire
- Get an instant decision online
- Repay early anytime to save money
- Enquiring is free and doesn’t affect your credit score
Is Finger Finance a Direct Lender or Broker?
Finger Finance is a payday loan broker, not a direct lender. This means that we will not pay you the funds directly but will instead work with our panel of lenders to get you the best possible rates in Louisiana.
Are There Any Upfront Fees?
No, Finger Finance will not charge you any upfront fees. Instead, we will take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
How Do Repayments Work?
Your payday loan repayment plan is dependent on how long you need to borrow the loan for. For instance, if you are taking out a short-term loan between 2 to 4 weeks, you will repay your loan in one final repayment at the end of the loan.
Whereas, if you have chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. You may also choose to repay early at any time with Finger Finance so that you can save money on accrued interest.
What is the Maximum Amount That I Can Borrow in Louisiana?
Payday loan amounts range from $100 to $35,000 although the maximum amount that you can borrow in Louisiana is $350.
Can I Receive the Money on the Same Day?
Yes, with Finger Finance you may be able to receive your loan on the same day of your application in as little as an hour in some instances.