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Apply For $255 Payday Loans Online Same Day! Bad Credit and No Credit Check Options Available

Are you looking to borrow $255? Simply complete our quick and easy loan request form in less than 5 minutes and funds can be sent to you on the same day or the next business day!

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

What Could I Borrow A $255 Payday Loan For?

Taking out a $255 payday loan online can be used for a variety of bills and expenses, including:

  • Medical bills
  • Emergency Repairs
  • Auto or Car Repair Loans
  • Money For Rent
  • Unexpected expenses such a funeral bills or holiday costs.

If you are looking to borrow $255, it’s important to note that this type of loan is seen as a short term solution, meaning the loan would need to be paid back very shortly after it is deposited into your live checking account.

Need to Borrow $255 Online Today - Apply In 3 Easy Steps!

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Step 1 - Apply Online For A $255 Payday Loan

Use our loan request form to choose how much you want to borrow and how long you’d like to borrow for. This should take no more than 5 minutes to complete.

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Step 2 - Receive Your Same Day Loan Offer

Sit and relax while we match your application with the lender who is most likely to approve you and fit the criteria of your loan requirements. Our application process is free and you have no obligation to proceed!

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Step 3 - Wait For Funds Into Your Checking Account

Providing your loan application is approved, you will receive the funds on the same day or the following working day directly into your checking account.

Where Can I Find A $255 Payday Loan?

If you are asking where can I find a $255 payday loan near me, have a look below to see some examples of the 37 US states that offer this type of payday loan:

  • Alabama
  • California
  • Kentucky
  • Mississippi
  • Oregon
  • Texas

If you are based in California for example, our network of over 50 direct lenders will receive your application form and will come back to you with the best possible loan offer that matches your criteria, when looking for a same day loan. Our panel of lenders also take bad credit into consideration when looking at your application.

Do I Meet The Criteria To Borrow A $255 Payday Loan On The Same Day?

When applying to borrow a $255 loan, there are certain eligibility criteria that need to be met. These include:

  • Being a US citizen that is over 18 years of age
  • Being able to afford monthly repayments and earn a steady income of $800 a month
  • Having a stable employment
  • Having a live checking account for funds to be deposited into

If you meet the above criteria and still need money now, go ahead and fill in our online application form, where we will ask how much you wish to borrow and how long you wish to borrow it over.

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Can I Get A $255 Payday Loan With Bad Credit?

If you are looking to borrow a $255 payday loan with bad credit, Finger Finance should be able to help with this. Our brokers service connects your loan application to direct lenders that look at many other factors other than credit score, such as income, employment, age, location, and of course loan amount and term.

If you do have bad credit, this may lead to higher interest rates that the direct lenders may charge you for your loan amount, so make sure that when you take out any type of loan you can afford the monthly repayments.

What If I Want A $255 Payday Loan Online Today With No Credit Check?

Yes, it is possible to get $255 payday loans with no credit check. We work with lenders who can focus on other factors, such as having a stable income of at least $800 a month.

It is however important to note that we do run soft searches when analysing your loan request form, but you can be rest assured that it will not leave a visible footprint on your credit record. There are also other types of loans available with no credit check such as title loans, but these instead require collateral such as your car to give the lender assurance.

Why Should I Use Finger Finance?

At Finger Finance, our main objective is to connect individuals who need to borrow money online with a network of direct lenders who can offer them loan options that fit their criteria.

We’ve made our loan request form easier than ever to fill in, which should only take 5 minutes, and once completed, if your loan is approved, the funds could be deposited into you live checking account on the same day or the next working day.

We are trusted by thousands of borrowers across many states including California, Missouri and Texas, who use our completely free service, with no obligation to proceed if the loan offer is not right for you.

When completing the loan request form, the details we’ll need from you include:

  • The amount you’d like to borrow ($255 for example)
  • How long you’d like to borrow the loan for (1 month for example)
  • Employment Status
  • Contact Details
  • Driver License / State ID Card

If you’re ready to begin, click the ‘Get Started Now‘ button below to apply for a $255 payday loan online today!

Frequently Asked Questions

Will Finger Finance Charge Me Any Fees?

Rest assured, you will not get charged any fees by Finger Finance when you submit a loan request form through our site. We are a broker, and therefore work with a number of direct lenders. If you do receive a loan offer, there is no obligation to accept it, and your credit score will not be affected if you choose not to proceed.

Can I Borrow $255 if I Have Low Income?

Yes, as long as you can prove that you have a steady and consistent income of at least $800 a month, you will be able to apply for a $255 payday loan, providing you meet the other criteria of our direct lenders. This includes age, employment, and whether or not you have a live checking account for the funds to be deposited into.

What if I Cannot Repay Back The Loan in Time?

When taking out a $255 loan, it is important to make sure that you can afford the repayments. If it does come to a situation where you are not able to make repayments, go to the lender directly and they may be able to put you on a specific payment plan in order to repay the loan back over a longer period of time. Make sure to check the terms and conditions of the loan before accepting it, as each lender will offer different terms when allowing you to borrow money online.

Can I Get $255 Quickly?

Yes, with Finger Finance our loan request form can be completed in less than 5 minutes. Once completed a loan offer will pop up on your screen if you are successful. If you choose to accept, the funds could be deposited into your checking account on the same day or the following business day.

Is Finger Finance A Direct Lender?

No, Finger Finance is a broker. We have a network of over 50 reputable lending partners across the United States and connect our customers with the lender most likely to approve their loan request.