Payday Loans in California with Finger Finance

Finger Finance – Putting the Power in Your Hands

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

Finger Finance makes payday loans quick and easy, ensuring that the money you need could be in the palm of your hands within 1 business day of enquiring. A payday loan with Finger Finance could be a good choice for anyone is experiencing a temporary financial set back.  Whether you need a loan to help you enjoy the remarkable sights of California or just need a hand to stay ahead of your bills, life can be stressful when your finances are tight.

Finger Finance offers a 100% online experience, meaning you can submit a form for and receive your payday loan without leaving your couch. There’s no fee to enquire for a loan and submitting a form won’t affect your credit score. You’ll get an instant decision on your loan and receive your money in one lump sum. So what are you waiting for? Get in contact with Finger Finance today.

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Responsible

We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.

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The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

Unaffected Credit Score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

California Payday Loans: Here’s Everything you Need to Know

How Much Can I Borrow and For How Long?

With Finger Finance you can borrow as little as $100 or as much as $5,000 and anywhere in between. Depending on how long you need the loan for you can borrow the money for as little as 1 month or up to 60 months (5 years). When you repay a payday loan you’ll be repaying in equal monthly instalments, until the loan is paid off. Finger Finance always gives you the option to repay early to save money on your loan.

How Quickly Can I Receive Funds?

With Finger Finance a payday loan is quick and easy. Using Finger Finance means the money will be in account within 1 business day of when you are approved for it. Thanks to our instant loan approval, we can get the money to you quickly. Not only that, but we pay your money into your account in one lump sum.

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What is the Eligibility Criteria for a Payday Loan in California?

There are just a few things you need to be eligible for a payday loan. To be eligible for a loan from Finger Finance you must:

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a checking account
  • Have a consistent income and be earning at least $800 per month

Where Can I Get a Payday Loan in California?

Because Finger Finance offers a fully online experience, we can offer loans across California and across the U.S. Your location doesn’t need to be a barrier to you getting the financial support you need. Get in contact with Finger Finance and you could receive your funds today. Getting a payday loan has never been more convenient.

If you’d like to find out more about getting a payday loan in any of the following locations, please click on the links below:

How Do Repayments Work?

How your repayments work will depend on how long you need to borrow the money you need. If you’re taking out a short-term loan, around 1 month, you will repay your loan in one final repayment at the end of the loan. Whereas, if you’ve chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. With Finger Finance you can also repay early at anytime to save money on the interest on your loan.

What Happens if I Cannot Repay?

If you don’t repay your payday loan this will affect your credit score and mean that in the future it could be more difficult to borrow money. If your loan starts to drag on your debt is likely to get out of control, so it is always essential to have a clear plan of how you will repay the loan. When you can’t repay your loan interest rates can increase and the lender will continue to attempt to get the money you owe, be that from your account or with the help of bailiffs.

Is a Payday Loan Right For Me?

A payday loan is designed to be used as a short-term loan for unexpected expense in your life. Whether or not a payday loan is right for you depends on a range of things. A payday loan is designed to be used short-term, if you need a large amount of money for a long time a payday loan is probably not the best option for you. However, if you need a small amount of money to cover an unexpected cost and will be able to pay it off with your next paycheck, a payday loan could be a good option for you. A payday loan is designed to bridge the gap between one paycheck and the next and cover any unexpected expenses.

Does Finger Finance Accept Bad Credit?

Yes! Enquiring for a payday loan with Finger Finance will not affect your credit score and we are willing to accept all credit histories, including poor credit. If you don’t have a good credit score that will not stop you getting a payday loan.

Why Choose Finger Finance?

  • Get the money in one lump sum within 1 business day
  • Easy online enquiry process
  • Borrow anywhere from $100 – $5,000
  • Enquiring is free and doesn’t affect your credit score
  • Get an instant decision online
  • Repay early anytime to save money