Apply for Payday Loans in California CA
with Finger Finance Today!

Finger Finance is here to help you find the best payday loans in California, whether you are based in Los Angeles, San Francisco or San Diego. You can borrow $100 to $35,000 repaid over 1 to 60 months, get an instant decision and funded within the same day of applying. And yes, we do consider bad credit scores too!

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

Where Can I Get a Payday Loan in California?

Finger Finance offers an easy and completely online application process if you are looking for payday advances in California. So if you need to borrow $500, $1,000, $5,000 or more, we are here to help! 

There is no need to visit the bank or payday stores, since we have partnered with a number of reputable lenders who can process your application online and successfully transfer funds to your account today.

So if you have an emergency expense or need a payday advance until the end of the month, Finger Finance is here to help you and give you access to money at your fingertips.

We proudly offer loans in Sacramento, San Diego, Bakersfield, Los Angeles, San Francisco, Stockton, Lancaster, San Jose, Fresno and every part of California!

How to Apply for Payday Loans in California
From Finger Finance


Step One: Complete Your Details

Enter your details using our online form in less than 5 minutes – and make sure you give accurate information for a smooth process!


Step Two: Get an Instant Decision

We will match your application with our partner lenders and you will get a personalised loan offer instantly on the screen. If you wish to proceed, you will be sent a loan agreement to eSign


Step Three: Receive Your Loan

Once fully checked and approved by your lender, you can receive funds to your bank account in 1 hour, 24 hours or the next business day!

Why Should I Use Finger Finance for Payday Loans in California?

Finger Finance is completely free to find the best payday loans in California CA – and it always will be. You can have peace of mind that when you apply that your application will be in safe hands, it will not impact your credit score and your information will not be passed to other companies without your permission.

Whether you are based in the North or South of California, our role is to take your loan application and match it with payday lenders in California who are mostly likely to accept you and provide the most affordable rates. We take hundreds of factors into consideration, including the loan amount, your income, credit score and affordability, to help find the right loan for you. 

You will receive an instant decision on the screen and if approved, your loan can be successfully transferred to your bank account in 1 hour, 24 hours or the next business day.






What is the Eligibility Criteria for a Payday Loan in California?

There are just a few things you need to be eligible for a payday loan. To be eligible for a loan from Finger Finance you must:

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a checking account
  • Have a consistent income and be earning at least $800 per month

How Much Can Borrow with Finger Finance and For How Long?

We offer $100 to $35,000 which is repaid over 1 to 60 months in equal monthly installments. The amount you can borrow is based on factors such as your income, employment, credit score and other outstanding debts that you may have. 

Typically the larger loans such as $2,000 or $5,000 are repaid over longer terms, giving you the flexibility to pay off over 3, 6, 9 or 12 months if you need to.

You always have the option to repay early if you would like to – and it is typically free to do so.

Can I Get a Quick Payday Loan in California?

If you are looking for fast payday loans in California, these can usually be arranged on the same day or within a few hours. 

Small loans are usually funded much quicker, with bigger loans sometimes taking just a little more time to confirm and verify your details.

To make it a faster  process, just make sure that you have entered all the right information when you apply online and are available by phone and email straight away just in case the lender has any extra questions for you.

You should make sure that you meet the initial criteria and have a copy of your payslip and bank statement just in case you need to show proof of income or employment.

What Types of Payday Loans in California Do You Offer?

Do You Offer Bad Credit Loans in California?

Yes, we can help with loans for people with bad credit and very poor credit histories. The lenders we have partnered understand that keeping the perfect credit score is not always possible and will always take a view on different backgrounds. 

However, to be eligible, you must have a stable income, employment and be able to keep up with repayments on time. 

To offer a loan with bad credit, the amount you have requested may be adjusted slightly and you may be presented with a higher rate – but our lenders are on hand to give you the support and financial assistance that you need.

Do You Offer Payday Loans in Los Angeles, San Francisco and San Diego?

Yes, Finger Finance offers payday loans in LA, San Francisco and San Diego and you can apply wherever you are in the state of California using your cell phone, a desktop, laptop or tablet – or even on the moon!

We also offer loans in Anaheim, Bakersfield, Corona, Denton, Escondido, Modesto, North Hills, Ontario, Orange, Sacramento and Stockton.

Is a Payday Loan in California Right For Me?

Yes, if you are looking for money for a short-term emergency or urgent expense, this type of product can be very effective. They should only typically last a few weeks or months until your issue has been resolved and you are back on your feet. Products such as payday advances should not be used for long-term purposes.

You should always consider how you are going to repay your loan, since failing to keep up with repayments can negatively impact your credit score and incur late fees.

How Do Repayments Work?

Your loan repayments are made in equal monthly installments, so you can be budget and plan effectively because you know exactly how much is coming out of your account each month. Repayments are made automatically by the lender, so you do not need to call up, go to a bank or make a manual payment, since this is all automated for your convenience. You always have the option to repay early and will usually save money for doing so because less interest has accrued. You just need to call up the lender and ask to pay off in full.

How to Apply for a Payday Loan Today

You can complete our online application in less than 5 minutes and you just need to enter some basic details including your name, age, residence, income, employment and bank details (so we know where to send the money).

You will receive an instant approval on the screen (if successful) and subject to further checks, the fund can be sent to your checking account in just a few hours, same day or next business day.

Finger Finance does not charge any fees for applying and it will not impact your credit score in anyway. Simply click on the ‘Get Started’ button below to begin!


No, we are a broker and help to find the best loan for you. We work with a number of reputable and legitimate direct lenders who have been reviewed, vetted and licensed to offer loans in California.

Unfortunately, credit checks are a regular part of the loan application and to determine your eligibility for a loan. However, we do offer some secured loans on our panel such as auto loans or loans secured against a property, which may be no credit check in nature. But do not worry, we do consider bad credit histories nonetheless.

Failing to keep up with repayments may incur late fees, a negative impact to your credit score and make it challenging to access finance in the future. You should always make sure that you can afford to repay before applying and to contact your lender directly if you are having payment issues.

No, you need to be employed either part-time or full-time and earning a regular salary to be eligible.