Alabama Payday Loans with Finger Finance

Finger Finance – Putting the Power in Your Hands

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

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Responsible

We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.

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The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

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Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

Why Choose Finger Finance?

  • Get the money in one lump sum on the day you enquire
  • Easy online enquiry process
  • Borrow anywhere from $100 – $35,000
  • Enquiring is free and doesn’t affect your credit score
  • Get an instant decision online
  • Repay early anytime to save money

Alabama Payday Loans: Here’s Everything you Need to Know

Finger Finance makes payday loans quick, easy and clear, putting the power in your hands. Thanks to Finger Finance the money you need could be in the palm of your hands the same day you enquire. A payday loan with Finger Finance could be a good choice for anyone is experiencing a temporary financial set back.  Whether you need a loan to help you enjoy the sights of Alabama or just need a hand to stay ahead of your bills, life can be stressful when your finances are tight.

Finger Finance offers a 100% online experience, meaning you can enquire for and receive your payday loan without leaving your couch. There’s no fee to enquire about a loan and enquiring won’t affect your credit score. You’ll get an instant decision on your loan and receive your money in one lump sum. Everything you need to know about a Finger Finance payday loan is explained bellow.

How Much Can I Borrow and For How Long?

With Finger Finance you can borrow as little as $100 or as much as $35,000 and anywhere in between. Depending on how long you need the loan for you can borrow the money for as little as 2 weeks or up to 5 years. When you repay a payday loan you’ll be repaying in equal monthly instalments, until the loan is paid off. Finger Finance always gives you the option to repay early to save money on your loan.

How Quickly Can I Receive Funds?

With Finger Finance you can borrow as little as $100 or as much as $35,000 and anywhere in between. Depending on how long you need the loan for you can borrow the money for as little as 2 weeks or up to 5 years. When you repay a payday loan you’ll be repaying in equal monthly instalments, until the loan is paid off. Finger Finance always gives you the option to repay early to save money on your loan.

Does Finger Finance Accept Bad Credit?

Yes! Enquiring for a payday loan with Finger Finance will not affect your credit score and we are willing to accept all credit histories, including poor credit. If you don’t have a good credit score that will not stop you getting a payday loan.

What is the Eligibility Criteria for a Payday Loan in Alabama?

There are just a few things you need to be eligible for a payday loan. To be eligible for a loan from Finger Finance you must:

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a checking account
  • Have a consistent income and be earning at least $800 per month

Where Can I Get a Payday Loan in Alabama?

Because Finger Finance offers a fully online experience, we can offer loans across Alabama and across the U.S. Your location doesn’t need to be a barrier to you getting the financial support you need. Get in contact with Finger Finance and you could receive your funds today. Getting a payday loan has never been more convenient.

How Do Repayments Work?

How your repayments work will depend on how long you need to borrow the money you need. If you’re taking out a short-term loan, something between 2 and 4 weeks, you will repay your loan in one final repayment at the end of the loan. Whereas, if you’ve chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. With Finger Finance you can also repay early at anytime to save money on the interest on your loan.

Is a Payday Loan Right For Me?

A payday loan is designed to be used as a short-term loan for unexpected expense in your life. Whether or not a payday loan is right for you depends on a range of things. A payday loan is designed to be used short-term, if you need a large amount of money for a long time a payday loan is probably not the best option for you. However, if you need a small amount of money to cover an unexpected cost and will be able to pay it off with your next pay cheque, a payday loan could be a good option for you.

For example, you have 1 week until your next payday but you need to pay a large and maybe unexpected expense, like having your car fixed. If you need $500 which you don’t have, you could borrow it with a payday loan and then pay it off in 1 week once you have your pay cheque. A payday loan is designed to bridge the gap between one pay cheque and the next.

What Happens if I Cannot Repay?

If you don’t repay your payday loan this will affect your credit score and mean that in the future it could be more difficult to borrow money. If your loan starts to drag on your debt is likely to get out of control, so it is always essential to have a clear plan of how you will repay the loan. When you can’t repay your loan interest rates can increase and the lender will continue to attempt to get the money you owe, be that from your account or with the help of bailiffs.