Give correct information – One of the best things to do in order to maximize your approval for a loan is give accurate information, including your name, contact details (phone and email), bank details, income and employment. Our lenders use automated systems which pick up on thousands of data points and if you need your partner’s bank details or overstate your income, this could raise flags and require the lender to request more information from you. To save some time and speed things up, the more truthful your information, the better.
Make sure you meet the criteria – Double check that you meet our eligibility criteria, including things like having a SSN and regular employment. If you are between jobs or currently unemployed, you may not be eligible. But meeting the general criteria will certainly open you to getting the most affordable loan offers.
Be ready to respond – Often our lenders will request more information, such as a quick phone call or asking for a pay stub to confirm your income and employment. By being available by phone or email after you have completed your application, you can be ready to respond and therefore get fast same day loans and money when you need it.
Apply during work hours – Although our same day lenders will approve and transfer funds on weekends and evenings, applying during work hours of 9AM to 5PM will only help you get your loan funded. If there is any feedback needed or if the lenders need to hit their daily quotas, you can certainly increase your chances of same day money if you apply during the regular work day on Monday to Friday (the earlier in the week and the month, the better)