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Apply Online for Same Day Loans with Finger Finance
- Get Money in 1 to 24 Hours Today!

If you are looking for same day loans, Finger Finance offers a completely online application process and if approved, you have money in the palm of your hands within 24 hours. Simply enter your details in less than 5 minutes and you will receive an instant approval with the best options for you.

Check your eligibility to borrow $300, $500 and $1,000 and more, with options available for bad credit and no credit checks too.
Click on the ‘Get Started’ button below to begin your application.

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

Apply for a Same Day Loan in 3 Simple Steps

Complete our application in less than 5 minutes, by entering some basic details on your cell phone, desktop or tablet. You will receive an instant decision on the screen connecting you to the best lender in the US based on your loan requirements and personal circumstances.

Our service is completely free and always will be, plus, there is no impact to your credit score. Once further checks have been completed, you can receive money into your bank account within 1 hour, 24 hours or the same day of applying!


Step 1 - Apply Using Our Form

Enter your information, including your name, contact, income and bank details. This will only take a few minutes.


Step 2 - Receive a Personal Loan Offer

We will pair your requirements with the best US lender for you across payday, installment, bad credit loans and more. You can choose to proceed if you wish, with no obligation!


Step 3 - Get Money Today

If you have passed all our checks, you can receive the full loan amount in one lump sum into your checking account within a few hours or the same day.

What is The Eligibility Criteria for Same Day Loans?

To be eligible for a same day loan, you need to meet the general criteria for a loan including:

  • Being over 18 years of age
  • A full-time US resident
  • Have a social security number
  • Live US checking account / bank account
  • A regular income and employment to receive around $500 to $800 minimum per month
  • Able to make your repayments on time

Why Might I Need a Loan on The Same Day or Within 24 Hours?

It is most common to use same day loans for emergencies, such as paying for immediate car repairs, credit card bills, household repairs, even school fees, childcare costs or funerals.

Or perhaps you just need money today to see you through for the rest of the month, also known as a payday loan. Whilst we try our hardest to save money and put money aside for a rainy day, there are always little emergencies that crop up and sometimes having a cash loan of $300, $500 or $1,000 can help cover your costs.

With Finger Finance, you can make your application online, get a quick decision and if approved, get a loan on the same day of applying. Simple!

Can I Get a Same Day Loan Near Me?

Yes, we have partners across the whole of the US, enabling you to access affordable loans in the following states, including: California, Florida, Illinois, Louisiana, Ohio, Texas, Tennessee.

We offer a fully online experience, so there is no need to wait in line at the bank or go to a loans store, since everything can be processed through your computer or cell phone – and money is transferred electronically to your checking account.

How Do I Get a Same Day Loan Today?

Give correct information – One of the best things to do in order to maximize your approval for a loan is give accurate information, including your name, contact details (phone and email), bank details, income and employment. Our lenders use automated systems which pick up on thousands of data points and if you need your partner’s bank details or overstate your income, this could raise flags and require the lender to request more information from you. To save some time and speed things up, the more truthful your information, the better.

Make sure you meet the criteria –  Double check that you meet our eligibility criteria, including things like having a SSN and regular employment. If you are between jobs or currently unemployed, you may not be eligible. But meeting the general criteria will certainly open you to getting the most affordable loan offers.

Be ready to respond – Often our lenders will request more information, such as a quick phone call or asking for a pay stub to confirm your income and employment. By being available by phone or email after you have completed your application, you can be ready to respond and therefore get fast same day loans and money when you need it.

Apply during work hours – Although our same day lenders will approve and transfer funds on weekends and evenings, applying during work hours of 9AM to 5PM will only help you get your loan funded. If there is any feedback needed or if the lenders need to hit their daily quotas, you can certainly increase your chances of same day money if you apply during the regular work day on Monday to Friday (the earlier in the week and the month, the better)

Can I Find Same Day Loans with Bad Credit or No Credit Checks?

Yes, it is possible to get same day loans for people with bad credit scores and no credit checks too. Our panel of lenders offers a wide range of products to assist those of all financial backgrounds including loans with very bad credit histories.

If you have poor credit histories or are looking for same day loans without credit checks, we may be able to offer alternative products from credit unions, secured loans or title loans against your car. This allows you to leverage any collateral or assets you own to hopefully get the money you need.

How is Finger Finance Different for Loans on the Same Day?

At Finger Finance, we are proud to be a fully independent loans company, connecting you with the best lender based on your personal needs. So far we have helped thousands and thousands of customers with their requirements and are delighted to offer no fees or impact to your credit score. Your information will be held safely and not passed onto any other third parties without your permission.

With an online request form and instant approval, we are happy to help you get a same day loan today – taking bad credit into consideration too. To begin, simply click on the ‘Get Started’ button below.

Frequently Asked Questions About Same Day Loans

How Fast Can I Get a Loan?

For small amounts of $100, $200 or $300, these can sometimes be automatically approved and funded in 1-2 hours. For larger amounts of $1,000 or $2,000, this can take 24 to 48 hours. If your loan is unsecured, like a payday loan, this can be just a few hours. But secured loans against your home or car can take a few days to approve.

Is Finger Finance a Direct Lender or Broker?

We are a broker and not a direct lender. We match your loan needs with the best US lender for you – taking into account your loan requests, income, location and type of loan.

Which Types of Loans on the Same Day Do You Offer?

We can assist with payday, installment, bad credit, title, credit union, collateral loans, apps and more.

How Much Will a Same Day Loan Cost Me?

Based on a loan of $500, rate of interest 292% (fixed), representative 171%APR, this will cost $546.225 after two weeks, $592.27 after 1 month and $773.95 after 3 months.

What Are The Typical Repayment Terms?

You have the option to repay over 1 to 60 months, in equal monthly installments. For fast emergency loans, our customers typically only use them for 1 or 2 months, paying in full on your pay date from work, usually the last working day of the month. Some customers prefer to repay over several months to give them more breathing space.

Can I Repay My Loan Early?

Yes, you have the option to repay your loan early at any time, so even if your loan is 6 months long, you can repay over 2 or 3 months in full if you prefer and you will often save money on the overall interest charged.