From Miami, Fort Lauderdale, Orlando or Jacksonville, Find The Best Payday Loans in Florida with Finger Finance. Borrow $100 to $35,000 at Your Fingertips and Get an Instant Decision and Funds in Less Than 24 Hours!
Payday Loans in Florida with Finger Finance - Apply Online Today!
Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
How to Apply for a Payday Loan in Florida With Finger Finance
Step 1 - Enter Your Details
Submit your information in less than 5 minutes, selecting how much you want to borrow and how long for – always give the most accurate information possible!
Step 2 - Get an Instant Decision & eSign
You will be matched with one of our partners and receive an instant decision on the screen. If you proceed, you will receive an online loan offer and agreement which you can review and electronically sign (known as an eSign)
Step 3 - Receive Funds
Once all checks have been completed, you can receive funds in 1 hour, the same day or next business day into your checking account. Success!
How Does Finger Finance Work With Lenders in Florida?
Matching With the Right Lender
Finger Finance will only work with trusted lenders who are operating responsibly. Every time you put in an application we analyze our panel of lenders and find the right loan for you.
Soft Credit Check
All Finger Finance loans are soft search, meaning that we will look at your background on the basis of your credit record. We will never leave any visible footprint on your credit report through our search.
Responsible
Finger Finance is a broker. We do not lend directly and instead work with third-party lenders to find you the most affordable loan.
What are the Regulations for Payday Loans in Florida?
| Are Payday Loans Legal? | Yes |
| Minimum Loan Amount | Not specified |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 7 days |
| Maximum Loan Term | 31 days |
| No. of Outstanding Loans Allowed | 1 |
| No. of Rollovers Allowed | 0 |
| Cooling Off Period | 1 day |
How Do I Know if I am Eligible for a Payday Loan in Florida?
In order to qualify for a payday loan in Florida through Finger Finance you must meet the following criteria:
- Be at least 18 years of age or older
- Be a U.S. resident
- Have a cell phone
- Have a checking account
- Have a consistent income and be earning at least $800 per month
How Much Would it Cost to Take Out a $1000 Loan in Florida?
You can borrow a maximum of $500 payable within 30 days. The maximum APR for this type of loan is 304%.
This means you would pay back a total of $681.66. This is broken down to $500 principal, $126.66 in interest, and $55 in finance charges. To pay this back you would make 1 x payment of $681.66
Why is the APR for Payday Loans in Florida so High?
The APR for payday loans is high because payday loans operate on a short-term basis and are consequently considered by lenders to be high risk.
This is because payday loans are usually unsecured, offered to customers with any type of credit history, short-term, and not usually repaid in the first instance.
Can I Get a Payday Loan in Florida With a Bad Credit History?
Yes, you can get a payday loan in Florida with a bad credit history.
Finger Finance are willing to accept all credit histories. A bad credit score will not stop you from getting a payday loan.
Where Can I Get a Payday Loan in Florida?
You can apply online through Finger Finance to receive a payday loan in the following cities within Florida below:
Altamonte Springs
Apopka
Arcadia
Atlantic Beach
Auburndale
Avon Park
Bartow
Belle Glade
Belleview
Boca Raton
Bokeelia
Bonita Springs
Boynton Beach
Bradenton
Brandon
Branford
Brooksville
Cape Canaveral
Cape Coral
Carrabelle
Casselberry
Chiefland
Chipley
Clearwater
Clermont
Cocoa
Coconut Creek
Coral Gables
Coral Springs
Crestview
Crystal River
Dade City
Dania
Davie
Daytona Beach
Deerfield Beach
Defuniak Springs
Deland
Delray Beach
Deltona
Doral
Dundee
Edgewater
Eloise
Englewood
Eustis
Fernandina Beach
Fort Lauderdale
Fort Myers
Fort Pierce
Fort Walton Beach
Gainesville
Greenacres
Gulf Breeze
Haines City
Hallandale
Hallandale Beach
Hialeah
Holiday
Hollywood
Homestead
Homosassa Springs
Hudson
Indian Harbour Beach
Indiantown
Inverness
Jacksonville
Jacksonville Beach
Jasper
Jensen Beach
Jupiter
Kenneth City
Key Largo
Key West
Kissimmee
Labelle
Lake City
Lake Mary
Lake Park
Lake Wales
Lake Worth
Lakeland
Lantana
Largo
Laud Lakes
Lauderhill
Leesburg
Lehigh Acres
Live Oak
Lutz
Lynn Haven
Macclenny
Madison
Maitland
Margate
Marianna
Mary Esther
Medley
Melbourne
Merritt Island
Miami
Miami Beach
Middleburg
Milton
Miramar
N Ft Myers
N Lauderdale
N Miami Beach
Naples
Neptune Beach
New Port Richey
New Smyrna Beach
North Fort Myers
North Lauderdale
North Miami
North Miami Beach
North Palm Beach
North Port
Oakland Park
Ocala
Ocoee
Okeechobee
Opa Locka
Orange City
Orange Park
Orlando
Ormond Beach
P C Beach
Palatka
Palm Bay
Palm Beach
Palm Harbor
Palm Springs
Palmetto
Palmetto Bay
Panacea
Panama City
Panama City Beach
Pembroke Pines
Pensacola
Perry
Pinellas Park
Plant City
Plantation
Pompano Beach
Port Charlotte
Port Orange
Port Richey
Port Saint Lucie
Punta Gorda
Quincy
Reddick
Riverview
Riviera Beach
Rockledge
Royal Palm Beach
Ruskin
Saint Augustine
Saint Cloud
Saint Petersburg
Sanford
Sarasota
Sebastian
Sebring
Seffner
Seminole
South Daytona
South Pasadena
Spring Hill
Starke
Stuart
Sunrise
Tallahassee
Tamarac
Tampa
Tavares
Titusville
Venice
Vero Beach
Virginia Gardens
Wauchula
West Miami
West Palm Beach
Weston
White Springs
Wilton Manors
Winter Beach
Winter Garden
Winter Haven
Winter Park
Zephyrhills
Why Choose Finger Finance?
- Easy online enquiry process
- Borrow anywhere from $100 – $5,000
- Get the money in one lump sum on the day you enquire
- Get an instant decision online
- Repay early anytime to save money
- Enquiring is free and doesn’t affect your credit score
FAQs
How Do Repayments Work?
The way your loan repayment will work depends on how long you choose to borrow money for. If you are taking out a short-term loan between 2 to 4 weeks, you will repay your loan in one final repayment at the end of the loan. Whereas, if you have chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. With Finger Finance you can also repay early at anytime to save money on the interest on your loan.
Are There Any Upfront Fees?
No, Finger Finance does not charge customers any upfront fees. Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
How Quickly Can I Receive the Funds?
If you are approved, you could have access to the money in as little as one hour. So if you are looking to get money through on the same day then Finger Finance could be perfect for you.
How Much Can I Borrow in Florida?
Payday loan amounts range from $100 to $35,000 although the state law in Florida prohibits loans of over $500.
Is Finger Finance a Direct Lender?
No, Finger Finance is a payday loan broker, not a direct lender. This means that we will not pay you the funds directly but will instead work with our panel of lenders to get you the best possible rates in Florida.
