Payday Loans in Florida with Finger Finance - Apply Online Today!

From Miami, Fort Lauderdale, Orlando or Jacksonville, Find The Best Payday Loans in Florida with Finger Finance. Borrow $100 to $35,000 at Your Fingertips and Get an Instant Decision and Funds in Less Than 24 Hours!

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

How to Apply for Payday Loans in Florida

At Finger Finance, we offer a completely online application process and you can submit your details in less than 5 minutes. Simply enter how much you would like to borrow and how long for and some basic information including your name, address, income and bank details and you can receive an instant decision on the screen.

We offer loans ranging from $100 to $35,000 loans repaid in monthly installments over 1 to 60 months – with the option to repay early at any time.

We offer a premium loans connection service, which matches your loan enquiry with the US lender who is most likely to approve you and offer you the most competitive rates. Subject to further checks and signing an online loan agreement, you can receive funds in 1 hour, the same day or next business day. To begin, click on the ‘Get Started’ button below.

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Step 1 - Enter Your Details

Submit your information in less than 5 minutes, selecting how much you want to borrow and how long for – always give the most accurate information possible!

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Step 2 - Get an Instant Decision & eSign

You will be matched with one of our partners and receive an instant decision on the screen. If you proceed, you will receive an online loan offer and agreement which you can review and electronically sign (known as an eSign)

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Step 3 - Receive Funds

Once all checks have been completed, you can receive funds in 1 hour, the same day or next business day into your checking account. Success!

Where Can I Find The Best Payday Loans in Florida?

We proudly offer payday loans in Florida, including areas such as Aventura, Boca Raton, Broward, Fort Lauderdale, Fort Myers, Hollywood, Jacksonville, Miami, Naples, Orlando, Sarasota, South Beach, Tallahassee, Tampa, and more.

Whilst there are a number of payday stores available, we specialize in the online process so that your application can be fast-tracked and you can receive your money as quickly as possible. Therefore, there is no need to go to a store or bank, stand in line and wait for documents. Our goal is get everything processed and funded as quickly as possible.

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Key Features

  • Borrow $100 – $35,000
  • Applying is free and does not affect your credit score
  • Get an instant decision online
  • Get the money in one lump sum within 24 hours or one business day
  • Completely online application process
  • Repaid over 1 to 60 months in equal installments
  • Repay early anytime to save money

How is Finger Finance Different for Payday Loans in Florida?

At Finger Finance, our process is designed to match your enquiry with the best loans companies in Florida to suit your requirements. We do not want you to waste time going from lender-to-lender and getting turned down. Instead, we connect your application with a variety of startups, apps, banks, credit unions and payday loan companies – so that you can be approved and pay for your emergency or other pressing bills.

Our system takes into account more than 8,000 data points so that you can find the best match taking into consideration your income, location, credit score, affordability and more. At the touch of a finger, that is the Finger Finance difference!

What Are Payday Loans in Florida Used For?

Payday loans are a type of short-term product that should ideally be used for emergency expenses, including paying off household repairs, car fixes, medical bills, rent, childcare bills, pet expenses and other shortfalls of cash.

The idea is that you can receive the loan of $300, $500 or $1,000 upfront in one lump sum and this can help you pay off your emergency immediately. So when you need money now, we are delighted to provide a viable and affordable solution.

For some customers, they use the loan until their next payday from work, so you can pay off the loan in full when you next get paid by your employer.

Otherwise, you have the flexibility to repay over several weeks or months until you are back on your feet financially – and can avoid living paycheck to paycheck.

What Do I Need to Consider Before Applying?

Can I afford it? These types of products can be a little more expensive than average and if you are taking out one, you will need a game plan to pay it back on time. Otherwise, this could incur extra fees and negatively impact your credit score. Avoid taking on too many loans so that you do not fall into a spiral of debt.

Am I eligible? Be sure to check the criteria provided to see if you meet the requirements. For instance, you must be over 18 and have a stable income and employment to ensure that you can repay your loan on time.

Give correct details – Always make sure that the information you give is correct and accurate, since this will only help to process your loan application as quickly as possible. Give the wrong name, contact details or different levels of income and this could compromise your enquiry or require the lender to ask for extra proof which will slow down the process.

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Am I Eligible for a Payday Loan in Florida?

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a checking account
  • Have a consistent income and employment
  • Be earning at least $500 to $1,000 per month
  • Can afford to make repayments

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Can I Get a Payday Loan with Bad Credit Scores in Florida?

Yes, we can help if you are looking for payday loans for bad credit or poor credit histories, since we understand that everyone has different backgrounds and circumstances and our lenders are willing to take this into consideration. 

To be eligible, you just need to make sure that you have a stable income and employment and can afford to repay on time every month. Whilst you may have had bad credit in the past, you may be in a better position today and are ready to get into the swing of always paying back on time.

To get a bad credit loan, you may find that the rates are just a little higher than typical loans or that you may need to use some extra collateral, such as a secured or title loan. We are here to offer you a number of affordable options – and that is our pinky promise!

Do You Offer No Credit Check Loans in Florida?

Yes, if you are looking for a no credit loan in Florida, we can help. Maybe it is because you have a less than perfect credit score and think that you might get declined – so are looking for loans without credit checks. But do not fear. We have a wide range of lenders who are able to take a view on different credit backgrounds.

And if you are looking for no checks, there are some specific products such as those from credit unions or secured loans against a property or vehicle that we can offer – and this can help you borrow the money you need.

Can I Get a Payday Loan in Florida on The Same Day of Applying?

Yes, Finger Finance can offer loans in Florida in 24 hours – with a completely online application and instant decision, we can help you get the funding that you need. 

When looking to borrow smaller amounts of $500, $750 or $1,000, these checks are usually automated and funds can be transferred very fast indeed, sometimes within a few hours or the same day.

When looking to borrow larger amounts of $2,000 or $5,000, these may require some additional checks, so you might need a pay stub or bank statement on hand to send to the lender. But if approved, this can also usually be funded on the same or next business day.

Be sure to apply during work hours, be available by email or phone to respond to the lender and always give accurate information. This will help you get approved as quickly as possible!

Repay Your Loans in Monthly Installments

Your loan is repaid in equal monthly installments, so you know exactly how much you are paying each month, with no surprises! You can choose the date that you wish to repay each month and some customers prefer this to be on their pay date or the day just after, to ensure money is in their account from their employer.

So with choice of repayment date and a reminder by email and text on the days leading up, you are able to organise your finances and budget accordingly. Plus, you always have the option to repay early if you would like to, with no fees for doing so!

How to Apply Online for a Florida Payday Loan

The application process with Finger Finance is completely online and you can click on ‘Get Started’ below to begin! Enter your basic details about yourself and select how much you wish to borrow and how long for – and this only takes 5 minutes. You will get a decision on the screen and if you wish to proceed, you will be sent a formal loan agreement by email which you can sign electronically.

Subject to further checks from the lender, your loan can be transferred to your account in just a few hours, with a fully online process from start to finish. Simple!

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FAQs

How Much Can I Borrow with Finger Finance?

We offer loans in Florida ranging from $100 to $35,000 based on factors such as your income, affordability, monthly expenses, living residence and other details. The longer term the loan, the more you may typically be able to borrow.

Are Payday Loans in Florida Legal?

Yes, payday loans in Florida are legal by US law and you are allowed to have just one loan open or outstanding at any given time.

How Much Does a Payday Loan in Florida Cost?

The cost of a payday loan in Florida is usually around 300% APR and could be higher or lower depending on various factors such as your credit score, affordability and the duration of your loan.

Can I Apply with No Credit?

Yes, you can apply with no credit and you will not be denied on this basis. You may simply be limited to the amount you can borrow, since you do not have a credit history or any track record of previous repayments. But if you meet other requirements such as being over 18 and have a stable income, you are certainly eligible to apply.

Do You Offer Loans for People Who Are Self-Employed?

Yes, we offer loans for self employed people, including contractors and freelancers. You may need to show a regular and stable income, but your application will be treated as if you were a typical customer.

Can I Repay My Loan Early?

Yes, you can repay your loan early at any point and you should be able to save money by doing so. Since your loan is charged on a daily interest, by paying off sooner means that you will accrue less interest overall. For example, paying off a 6 month loan after 3 months will save you 3 months worth of interest.

How Soon Can I Receive My Loan in Florida?

Finger Finance can facilitate money to your account in 1 hour, 24 hours or the next business day. Please allow a few days if you are looking to borrow large sums of $5,000 or $10,000.

What Information Do I Need to Apply?

You will be required to enter basic information when you apply including:

  • Your name
  • Your address
  • Your date of birth
  • Cell phone number
  • Email address
  • Monthly income
  • Employment details
  • Loan amount
  • Loan duration
  • Your social security number
  • Your checking account number

Is the Process Completely Online?

Yes, our entire process is online and we do not manage any applications by post or by phone. Simply click on ‘Get Started’ to begin your application today.