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Apply for the Best Tennessee Payday Loans with Finger Finance

If you are looking for the best payday loans in Tennessee, we are here to help! We match your loan enquiry with a range of lenders, so you can receive a personalised quote. Borrow $100, $500 or $1,000 with bad credit scores accepted. Simply click on “Get Started” below and thanks to Finger Finance the power is in your hands!

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

How to Apply for a Payday Loan in Tennessee With Finger Finance

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Step 1 - Apply Online

We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.

Payday-loans-Tennessee-lenders

Step 2 - Await a Decision

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

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Step 3 - Receive Money Today!

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

How Does Finger Finance Work With Lenders in Tennessee?

The Right Lender

Finger Finance only works with lenders in Tennessee that can be trusted. This means that we know they are lending responsibly. Every time you put in an application we analyze our panel of lenders and find the right loan for you.

Soft Credit Check

All Finger Finance loans are soft search, meaning that we will look at your background on the basis of your credit record. We will never leave any visible footprint on your credit report through our search.

Responsible

Finger Finance is a broker, not a direct lender, meaning that we can help to find you the most affordable loan available in Tennessee even if you have an imperfect credit history.

What are the Regulations for Payday Loans in Tennessee?

Are Payday Loans Legal? Yes
Minimum Loan Amount Not specified
Maximum Loan Amount $500
Minimum Loan Term Not specified
Maximum Loan Term 31 days
No. of Rollovers Allowed 0
No. of Outstanding Loans 2 (not more than $500 from all loans)
Finance Charges 15% of the amount of the check
$17.65 for $100 borrowed
Statue of Limitations 6 years
Interest Rate (APR) 460%
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What is the Eligibility Criteria for Payday Loans in Tennessee?

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a cell phone
  • Have a checking account
  • Have a consistent income and be earning at least $800 per month

Can I Get a Payday Loan in Tennessee if I Have a Poor Credit History?

Yes, you can get a payday loan in Tennessee with a poor credit history.

Finger Finance are willing to accept all credit histories, including poor credit. A poor credit score will not stop you from getting a payday loan.

Why is the APR for Payday Loans in Tennessee so High?

The APR for payday loans is high across all states, not just Tennessee specifically. This is because payday loans operate on a short-term basis and are considered by lenders to be high risk.

This is because payday loans are usually unsecured, offered to customers with any type of credit history, short-term, and not usually repaid in the first instance.

Are Payday Loans Legal in Tennessee?

Yes, payday loans are legal in Tennessee. There are however certain limits on how much you can borrow.

Tennessee has a maximum loan limit of $500 for a payday loan and the maximum loan term is 31 days. It is specified that finance charges should not exceed 15% of the amount of the loan; yet, APR in Tennessee can reach 460% APR.

Where Can I Get a Payday Loan in Tennessee?

You can apply online through Finger Finance to receive a payday loan in the following cities within Tennessee below:

Adamsville
Alamo
Alcoa
Andersonville
Antioch
Ardmore
Arlington
Ashland City
Athens
Atoka
Bartlett
Benton
Blountville
Bolivar
Bon Aqua
Bristol
Brownsville
Byrdstown
Camden
Carthage
Centerville
Chattanooga
Clarksville
Cleveland
Clinton
College Dale
Collierville
Collinwood
Columbia
Cookeville
Cordova
Covington
Crossville
Dandridge
Dayton
Decatur
Decaturville
Decherd
Dickson

Dover
Dresden
Dunlap
Dyer
Dyersburg
Eads
Elizabethton
Erin
Erwin
Etowah
Fayetteville
Franklin
Gallatin
Goodlettsville
Grand Junction
Greeneville
Halls
Harriman
Harrogate
Hartsville
Henderson
Hendersonville
Hermitage
Hixson
Hohenwald
Humboldt
Huntingdon
Jacksboro
Jackson
Jamestown
Jasper
Jefferson City
Johnson City
Jonesborough
Kingsport
Kingston
Knoxville
La Follette
La Vergne

Lafayette
Lawrenceburg
Lebanon
Lenoir City
Leoma
Lewisburg
Lexington
Limestone
Livingston
Loudon
Lyles
Madison
Madisonville
Manchester
Martin
Maryville
Mc Kenzie
Mc Minnville
Medina
Memphis
Milan
Millington
Monteagle
Monterey
Morristown
Mount Carmel
Mount Juliet
Mount Pleasant
Mountain City
Murfreesboro
Nashville
New Tazewell
Newbern
Newport
Oak Ridge
Oakland
Ocoee
Old Hickory
Oliver Springs

Oneida
Ooltewah
Paris
Parsons
Pigeon Forge
Pleasant View
Portland
Powell
Pulaski
Ripley
Rockwood
Rogersville
Savannah
Selmer
Sevierville
Seymour
Shelbyville
Smithville
Smyrna
Soddy Daisy
Somerville
South Fulton
South Pittsburg
Sparta
Spring City
Spring Hill
Springfield
Sweetwater
Tazewell
Ten Mile
Trenton
Tullahoma
Unicoi
Union City
Wartburg
Waverly
White House
Whiteville
Whitwell
Winchester

Why Choose Finger Finance?

  • Get an instant decision online
  • Repay early anytime to save money
  • Enquiring is free and doesn’t affect your credit score
  • Easy online enquiry process
  • Borrow anywhere from $100 – $5,000
  • Get the money in one lump sum on the day you enquire

FAQs

How Soon Can I Receive the Loan?

Yes, if you are approved you could have the funds in as little as an hour on the same day with Finger Finance.

How Much Can I Borrow in Tennessee?

Payday loan amounts range from $100 to $35,000 although Tennessee stat law prohibits loans of more $500.

How Do Repayments Work?

The payment terms of your loan will vary depending on which lender you decide to work with. If you are taking out a small loan ($1,000 or less) we find that the most common repayment time frame is two to four weeks. If you are borrowing over $1,000 (up to $35,000) these payments are usually spread over a longer period of time.

In Tennessee, the limit for loan terms is 31 days. Before another loan is taken out, there is a cooling-off period of 1 business day after 2 continuous loans repaid.

Are There Any Upfront Fees?

No, Finger Finance will not charge you any upfront fees when taking out a payday loan. Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

Is Finger Finance a Direct Lender or Broker?

Finger Finance is a payday loan broker, not a direct lender. This means that we will not pay you the funds directly but will instead work with our panel of lenders to get you the best possible rates in Tennessee.