Apply for Payday Loans in Illinois with Finger Finance

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Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

Payday Loans in Illinois

A payday loan with Finger Finance could be a good choice for anyone is experiencing a temporary financial set back.

Whether you need a loan to help you enjoy life in Illinois or just need a hand to stay ahead of your bills, we know that life can be stressful when your finances are tight. Finger Finance offers quick, easy and clear payday loans to tide you over until your next pay day.

The process of enquiring for a payday loan with Finger finance is 100% online, which means you can get your loan without leaving your couch.

There’s no fee to submit a form for a loan and enquiring won’t affect your credit score. You’ll get an instant decision on your loan and receive your money in one lump sum. So what are you waiting for? Get in contact with Finger Finance today.

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Responsible

We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.

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The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

Unaffected Credit Score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

Illinois Payday Loans: Here's Everything You Need to Know

What is a Payday Loan For?

A payday loan is designed to be used as a short-term loan for unexpected expense in your life. For example, if you have 1 week until your next pay day but you need to pay a large and maybe unexpected expense, like having your car fixed. If you need $500 which you don’t have, you could borrow it with a payday loan and then pay it off in 1 month once you have your paycheck. If you need a long term a payday loan is probably not the best choice for you. A payday loan is designed to bridge the gap between one paycheck and the next.

Is a Payday Loan Right For Me?

Whether or not a payday loan is right for you depends on a range of things. Are you eligible? How long do you need the money for? The most important that you have a clear plan to repay your loan. A payday loan is designed to be used short-term, if you need a large amount of money for a long time a payday loan is probably not the best option for you. However, if you need a small amount of money to cover an expected cost and will be able to pay it off with your next paycheck, a payday loan could be a good option for you.

Am I Eligible for a Payday Loan in Illinois?

There are just 4 things you need to be eligible for a payday loan. To be eligible for a loan from Finger Finance you must:

  • 1. Be at least 18 years of age or older
  • 2. Be a U.S. resident
  • 3. Have a checking account
  • 4. Have a consistent income and be earning at least $800 per month

How Quickly Can I Receive Funds?

With Finger Finance a payday loan is at your fingertips and they’re quick and easy. Using Finger Finance means the money will be in account within one business day of the approval. Not only will your money be with you within the day, but we pay your money into your account in one lump sum.

How Much Can I Borrow and For How Long?

With Finger Finance you can borrow between $100 and $5,000. You can repay the money over 1 month or up to 5 years (60 months). Finger Finance always gives you the option to repay early to save money on the interest on your loan. When you repay a payday loan you’ll be repaying in equal monthly instalments, until the loan is paid off.

Why Use Finger Finance?

  • Borrow anywhere from $100 – $5,000
  • Enquiring is free and doesn’t affect your credit score
  • Get an instant decision online
  • Easy online loan request process
  • Get the money in one lump sum within one business day
  • Repay early anytime to save money

Do You Accept Bad Credit?

Yes! Enquiring for a payday loan with Finger Finance will not affect your credit score and we are willing to accept all credit histories, including poor credit. If you don’t have a good credit score that will not stop you getting a payday loan.

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How Do Repayments Work?

How your repayments work will depend on how long you need to borrow with your payday loan. If you’re taking out a short-term loan, something between 2 and 1 month, you will repay your loan in one final repayment at the end of the loan. If you’ve chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. With Finger Finance you can also repay early at anytime to save money on the interest on your loan.

Where Can I Get a Payday Loan in Illinois?

Finger Finance offers a fully online experience, that means we can offer loans all across Illinois. Your location doesn’t need to be a barrier to you getting the financial support you need. Get in contact with Finger Finance today and you could receive your funds today. Getting a payday loan has never been more convenient.