When it comes to unforeseen emergencies, you may need fast cash. Finger Finance can offer $100 to $35,000 repaid over 1 to 60 months. Simply click on ‘get started’ below to enter your details. You can get an instant decision on the screen and if successful, receive funds in 24 hours or the next business day.
Apply Online For a Fast Cash Loan With Finger Finance - Get Funding in as Soon as 1 Hour!
Apply for a Fast Cash Loan in 3 Simple Steps
Follow the following steps to apply with Finger Finance and to receive fast cash funds:
Step 1 - Apply Online Using Our Form
Use our easy online form to enter your information, including your name, contact, income and bank details. This will only take a few minutes.
Step 2 - Get Matched With The Best Lender
Finger Finance only works with legitimate lenders, making sure that you are being offered fair rates with terms to suit you.
Step 3 - Receive Funds Quickly
Once your application has been approved, you could receive your funds in as soon as one hour into your checking account, and almost always within 24 hours!
What Is A Fast Cash Loan?
A fast cash loan serves to provide a helping land when you encounter life’s unexpected costs. If you are hit with an unforeseen medical or car repair bill, you may not have the savings to cover those costs at your disposal.
Finger Finance can help you secure cash the very same day, meaning you can cover these costs even if you hadn’t accounted for them.
Before applying for a cash loan, you should consider other means of securing funds, such as borrowing from friends or family, or selling assets you no longer need.
Why Should I Apply For A Fast Cash Loan With Finger Finance?
Finger Finance is a trusted and regulated broker who will connect you with a regulated lender, meaning you are protected when securing a loan. Because we are partnered with many lenders, it is likely that one of them would be delighted to work with you.
Finger Finance’s services are personalized. When you apply for a fast cash loan with us, we will assess your application and personal details to match you with a US lender best suited to you.
We consider all applicants, no matter their credit history. We know how stressful financial difficulties can be, so we try to remove some of the stress of having a rocky credit history. We aim to find a match for all of our applicants, across many US states.
If your application with Finger Finance is approved, then you will receive your funds within 24 hours of applying. As a lending partner, we work quickly and effectively to make trying times that bit easier.
What Can I Use a Fast Cash Loan For?
When you apply for a fast cash loan with Finger Finance, you should be sure that you really need it. There are many uses for a fast cash loan, but most borrowers use their loans to cover medical bills, home emergencies such as broken boilers, vet bills, damage to a car or overwhelming bills.
Am I Eligible To Apply For A Fast Cash Loan With Finger Finance?
You can apply for a fast cash loan with Finger Finance as long as you meet these following four requirements:
- Are over 18 years of age
- Have American citizenship
- Have a minimum monthly income of $800
- Have a current account for us to deposit funds into
Can I Apply For A Fast Cash Loan With Bad Credit?
Yes, you can apply for a fast cash loan with Finger Finance even if you have bad credit. Finger Finance works with a variety of lenders who are willing to lend to borrowers with all kinds of credit histories. We understand that life can throw financial challenges your way, and not everyone’s financial records can be flawless. Because of that, we consider all requests and consider details other than credit histories when approving applications.
On top of your credit history, we will consider a number of factors, such as your employment status, your income, your age, how much you have requested to borrow and for how long.
Through our soft search credit checking, you don’t need to worry about your application impacting your credit record – it won’t leave a footprint!
Can I Get a Fast Cash Loan Without Credit Checks?
Typically credit checks are carried out for every application and this allows us to match your loan enquiry with the best lender and type of loan for you.
Whilst most of our loan providers offer unsecured products and require a good or fair credit score, we may be able to offer no credit check loans available such as title loans secured against your car, secured loans or those from credit unions.
The general criteria is that you should be employed and earning a regular wage and be committed to repaying your loan on time. In this case, you can always be eligible for a loan and do not need to necessarily avoid credit checking.
Where In The US Can I Get a Fast Cash Loan?
Finger Finance offers quick cash loans across the whole of the US, including those looking for loans in Alabama, Maryland or Texas.
Our panel includes a wide range of banks, private lenders, credit card providers, title lenders, credit unions, stores and apps and we are going to match your loan application with the best rates and lender who is most likely to approve you.
By finding a local product, we aim to give you an instant decision on the screen and funding within 1 hour, 24 hours or the next business day.
How Can I Apply For A Fast Cash Loan With Finger Finance?
Click ‘get started’ today to begin our quick, easy and free application process for fast cash.
Our enquiry form is completely online and available to complete at all hours.
We’ll ask you for some details so we can find the best lender for you. For example, we’ll want to know how much you need to borrow, how long for, our employment status, and some contact details.
Once you submit your request, you can receive an instant decision. We run a few further tests and, in most cases, our borrowers will receive their funds within one day!
How Do Fast Cash Loan Repayments Work With Finger Finance?
When you take out a fast cash loan through Finger Finance, you and your lender will decide on a date each month, which will likely be your pay day. On that date, repayments will be withdrawn from your bank account automatically and these withdrawals will continue to be taken for the duration of your loan. If you have a two month loan, money will be withdrawn twice, at the end of each month.
Repayments are typically made in equal monthly installments. For example, if you secure a $500 loan for a 5 month duration, you will make a $100 repayment each month for five months, plus interest. You have the option to borrow a payday loan or use it as an installment loan.
When a withdrawal is made, you will be notified by e-mail or SMS so you don’t panic when you notice money has left your account.
Frequently Asked Questions About Fast Cash Loans
How Much Can I Borrow With Finger Finance?
With Finger Finance, you could find fast cash loans ranging from $100 to $35,000 – with the amount you can borrow based on factors like your monthly income, credit status and affordability. Other factors that may be considered by lenders include your residence (homeowners are often preferred), age and whether you have any other similar loans open too.
Can I Get A Fast Cash Loan If I Am Unemployed?
Finger Finance will usually need to confirm the income and conduct a credit check for all our customers. It is often quite hard to find a loan for people who are unemployed, however, you may be able to use some collateral that you own such as a car or home to borrow the money you need.
Is Finger Finance A Direct Lender?
Finger Finance is a broker, not a direct lender. This means that if you are approved, we will not provide the funds to you as a direct lender. Instead, we connect you to the lender that is best suited to your situation from our trusted panel.
Is There A Price Cap On Fast Cash Loans?
Yes, interest rate price caps exist on all the loans that our lenders offer, but the size of the cap will ultimately depend on the state you live in. In some states, such as Colorado and Nebraska, the cap is set at 36%, whereas in others, the cap can be much higher. Price caps on loans are designed to prevent predatory lending.
Can I Repay My Fast Cash Loan Early?
Yes, you have the option to repay your loan early at any time, so even if your loan is 6 months long, you can repay over 2 or 3 months in full if you prefer and you will often save money on the overall interest charged.
Does Finger Finance Charge Any Upfront Fees?
No, Finger Finance will never charge you an upfront fee for using our service. Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Will Applying For A Fast Cash Loan Impact My Credit Score?
No! When you apply, Finger Finance will only ever conduct a soft credit search which will not have any impact on your credit score and will not leave any footprint on your credit history.