If you are looking for payday loans in Maryland, Finger Finance is here to help you in just two clicks of the finger. From Baltimore, Columbia to Germantown, we offer $100 to $35,000 repaid over 1 to 60 months in monthly installments. Complete our online application and get an instant quote, with options for bad credit histories and no credit check options. For same day funds, click on the ‘Get Started’ button below!
Payday Loans in Maryland and Baltimore
Apply Online at Your Fingertips!
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
How to Apply for a Payday Loan in Maryland with Finger Finance
Step 1 - Apply Online
Click on ‘Get Started’ and complete some basic details about yourself – Choose how much you wish to borrow and how long for. This process takes less than 5 minutes and you will receive an instant decision on the screen.
Step 2 - Receive Your Personalised Loan Offer
We will match your personal loan requirements with the US lender who is most likely to approve you and offer you a competitive rates. There are no fees and you can choose to proceed by signing the online loan agreement.
Step 3 - Get Your Funds Today
If your loan application is successfully approved, you can receive the full loan amount into your checking account within 24 hours or the next working day.
How Does Finger Finance Work With Lenders in Maryland?
Finding the Right Lender for You
Finger Finance only works with trusted lenders in Maryland. This means that we know they are lending responsibly. Every time you put in an application we analyze our panel of lenders and find the right loan for you.
Soft Credit Checks
All Finger Finance loans are soft search, meaning that we will look at your background on the basis of your credit record. We will never leave any visible footprint on your credit report through our search.
Finger Finance is a broker, not a direct lender, meaning that we can help to find you the most affordable loan available in Maryland even if you have an imperfect credit history.
What Are The Regulations for Loans in Maryland?
In Maryland, lenders have to comply with a 33% APR cap. This helps to protect borrowers from excessively high interest charges.
What Do I Need to be Eligible for a Payday Loan in Maryland and Baltimore?
- Be at least 18 years of age or older
- Be a U.S. resident
- Have a cell phone
- Have a checking account
- Have a consistent income and be earning at least $800 per month
Can I Get a Payday Loan in Maryland With a Poor Credit Score?
Yes, it is possible to get a payday loan in Maryland or Baltimore with a poor credit score, since we work with a range of lenders who are willing to take a view on poor credit and different backgrounds.
Our lenders understand that keeping a perfect credit score is not always realistic and there are some everyday emergencies that crop up and get in the way. In fact, our products are better suited for people who are looking for loans with bad credit and our companies will always take this into consideration.
To be eligible with a bad credit score, you just need to meet the main requirements of having a stable income, employment and can afford to make monthly repayments. You may find that with poor credit loans, the rates charged are just a little higher to reflect the potential risks involved, but there are certainly loans available if you meet the initial criteria.
Where Can I Find Payday Loans in Maryland?
You can apply online through Finger Finance to receive a payday loan in the following cities within Maryland below:
Why Use Finger Finance?
- Get an instant decision online
- Repay early anytime to save money
- Enquiring is free and doesn’t affect your credit score
- Easy online enquiry process
- Borrow anywhere from $100 – $5,000
- Get the money in one lump sum on the day you enquire
How Do I Repay the Loan?
How repayments work depends on how long the money will need to be borrowed for. If you are taking out a short-term loan between 2 to 4 weeks, you will repay your loan in one final repayment at the end of the loan. Whereas, if you have chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. Finger Finance will also allow you to repay your payday loan early so that you can save on the interest.
Are There Any Upfront Fees?
No, there are no upfront fees when using Finger Finance. Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Is the APR for Payday Loans Capped in Maryland?
Yes, lenders wishing to operate in Maryland will need to comply with the 33% APR cap on payday loans.
How Quickly Can I Receive the Loan?
If you are approved you could have the funds in as little as an hour. So if you’re looking to get money through on the same day then Finger Finance could be perfect for you.
Is Finger Finance a Direct Lender or Broker?
Finger Finance is a payday loan broker, not a direct lender. This means that we will not pay you the funds directly but will instead work with our panel of lenders to get you the best possible rates in Illinois.