Our matching system will connect your loan with the most affordable and competitive installment lender near you, so you can get the loan you need wherever you live. Just note that the rates may differ depending on where you live and if you are looking for a payday loan product, this may only be available in competing states.
Apply for Installment Loans Online
At The Touch Of A Finger!
Installment loans allow you to borrow money over 3,6,12, 24 or 48 months and pay back in flexible monthly installments. Finger Finance offers loans ranging from $100 to $35,000 and if approved, you can receive funds on the same day or within 24 hours. And yes, we consider bad credit too. Simply click on 'Get Started' below to start your application today!
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with
Where Can I Get an Installment Loan Near Me?
How to Apply for an Installment Loan with Finger Finance
Finger Finance offers a completely online application process and you can get a loan quote in less than 5 minutes. We require a few basic details about you, the amount you wish to borrow and how long for. You will then receive an instant decision on the screen from one of our partners, and if you wish to proceed, you can receive funds sometimes within 1 hour, 24 hours or the next business day!
Step 1 - Apply Online
Complete our online form in less than 5 minutes
Step 2 - Get an Instant Decision
We will match your application with our panel of lenders and you will get an instant decision on the screen
Step 3 - Get Funds
Once approved, your loan can be transferred to your bank account immediately
What Is An Installment Loan?
An installment loan is designed to help you spread the cost of repayment over a longer period of time. So you can borrow the money you need and repay in monthly installments, whether it is over 3,6,9, 24, 48 or 60 months.
Our loans are commonly used for emergency purposes or to help you stay on top of your finances. You can receive the entire money upfront, in one lump sum, and then you just pay off the interest each month until the loan balance is clear and the loan has been fully repaid.
Am I Eligible For An Installment Loan?
You must meet the following criteria to be apply with Finger Finance:
- U.S citizen
- Over 18 years of age
- Able to afford monthly repayments
- Own a mobile phone
- Earning a minimum monthly income of $800
- Have a live checking account in order to receive funds
Get an Installment Loan To Spread Repayment Over Time
Installment loans give you the option to repay over several months or years, giving you some important breathing space and you can avoid the stress of having to repay right away (such as with a payday loan).
With installment loan companies, you can receive the money upfront, whether you are looking to borrow $1,000, $2,000 or $5,000 and repay each month on a date you choose in equal monthly installments.
Plus, you always have the option to repay early if you need to – and there won’t be any extra fees for doing so and you could save money overall.
Do You Offer Installment Loans for Bad Credit?
Yes, Finger Finance can help people who are looking for installment loans with bad credit histories. We appreciate that keeping the perfect credit score is not always easy or even realistic, but using a product that you can repay over 12 or 24 months can help you get back on your feet.
To be eligible for a bad credit installment loan, you will need to prove that you have a stable income and employment and can afford the repayments each month without falling into financial difficulty. If you are committed to repaying your loan on-time and do not have any other serious debts outstanding, you can certainly be considered and we will do our best to help you today.
Can You Offer Installment Loans with No Credit Checks?
If you are looking for installment loans without credit checks, this can be a little difficult since practically every lender we work with carries out a credit check to determine a customer’s eligibility.
You can be rest assured that we will always take a view on people with poor or very bad credit histories and we may be able to offer some low-cost alternatives or products that do not require credit checking, such as title loans, secured loans or by working with a credit union.
How Do The Repayments Work Each Month?
Your repayments are broken down into equal monthly installments so you know exactly how much you are going to repay each month and can budget for it accordingly.
Your repayment date is the same day each month, on a day that you choose. For a lot of our customers, they select the last working day of the month, the last Friday or the day just after, this is when they are mostly likely to get paid from work and have money in their account.
Your collections are taken automatically using the lender’s system and you will receive an email and SMS reminder on the days leading up to each repayment so that there are no surprises, you simply need to have money in your account ready for collection!
By paying on time, this will prevent any additional late fees or added interest being charged. You also have the benefit that payments will be collected automatically by the lender so you do not have to call up, go to the bank or make a manual repayment – simple!
How Can I Get a Fast Installment Loan Today?
It is possible to get an installment loan today, certainly for lower amounts such as $300, $500 or $1,000, but larger amounts may take a little longer since the lender will need to take precautions and confirm key details such as your income or employment.
To get a quick loan, you should always give accurate information about your name, date of birth, age, resident, employment and income – so these will be vital to get your loan approved and funded and will avoid any delays with the lender contacting you to confirm these.
Make sure that you are available by email and phone once you apply, so that you can be ready for any follow up calls and so we can process your application as quickly as possible.
Apply for an Installment Loan with Finger Finance Today!
Start your application for an installment loan online and complete our form in less than 5 minutes!
At Finger Finance, we offer completely free service and we will connect your enquiry with the lender who is most likely to approve it and can offer you the most competitive rates. There is no impact to your credit score and you can choose to proceed at your own pace.
We have helped thousands upon thousands of customers so far to get the funds they need and if you are approved, you can receive funds within a few hours or the same day of applying. To begin, simply click on the ‘Get Started’ button below!
Frequently Asked Questions About Installment Loans
Finger Finance offers loans ranging from $100 to $35,000 and the amount you can borrow will depend on factors such as your income, credit score and also the length of your loan, with larger amounts available if the loan is borrowed over a longer period of time.
No, Finger Finance is not a direct lender, but we work with an impressive panel of direct lenders across the US who are licensed, regulated and responsible – and can help you get the most affordable and effective loan today.
Yes, you will always have the option to repay your loan early. After all, you may borrow for 12, 24 or 48 months but decide that you wish to clear your account much sooner. You can simply call up, email the lender or log into your online account and pay off the loan in full. This should also save you a lot of money, since less interest is building up over time.
The cost of an installment loan will depend on various factors including your personal income, status and credit score. The lowest rates will be available to good candidates and ones with good credit scores – meanwhile those with bad credit ratings may be prone to paying much higher rates. The fees charged will always be clearly presented to you before your proceed with your loan and you always have the option to proceed or not.
Yes, installment loans will be more expensive if you borrow for longer, since interest is accruing on a daily basis. So the more days the loan is open, the more expensive it is. Therefore, it is important to consider how long you truly need the loan for, since borrowing for too long will cost more – although you also have the option to repay early at any time if you need to.
No, you will need to be employed and earning a regular income to be eligible for an installment loan. Self-employed is perfectly fine, since this is still a way to earn a regular income. If you are unemployed, we may be able to present you with alternative products such as car loans or title loans, but you will still need to prove that you can repay your loan on time.
If your loan is declined, nothing will happen. There will be no fees charged and no impact to your credit score. By using Finger Finance, however, you should always be presented with some kind of option.
If approved, funds can be sent to your bank account within a few hours, or sometimes immediately. Otherwise, it is common for loans from Finger Finance to be funded on the same day, next business day or within the same week you have applied.