Installment Loans At The Touch Of A Finger

Finger Finance lets you pay back in convenient installments.

This means you can borrow more, and pay it back more easily,
as you can budget for the payments each month.

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

Installment loans can also be long-term; however, many lenders offer 12-month loans, and the most common type of installment loan is a mortgage. With Finger Finance, you could borrow between $100 and $5000, paying the installments back over a 1-60 month period.

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100% Online Enquiry

Convenient, quick and flexible. All you need is internet!

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The Right Fit

We’ll search our panel of lenders to find the right loan for you.

Flexible Repayment

Borrow between $100 to $5000 with flexible repayment.

What Is An Installment Loan?

An installment loan is a blanket term covering a range of different loan products. They involve borrowers making repayments in set installments which borrowers often find more convenient than repaying in one lump sum.

Each repayment installment will typically include a portion of the full loan amount plus interest. The amount paid back per installment will depend on a range of factors including: the full amount borrowed, how long the loan is for, and the agreed interest rate.

Am I Eligible For An Installment Loan?

In order to apply for an Installment Loan from Finger Finance, you will need to meet the following criteria:

  • U.S citizen
  • Over 18 years of age
  • Able to afford monthly repayments
  • Own a mobile phone
  • Earning a minimum monthly income of $800
  • Have a live checking account in order to receive funds

Why Might You Need An Installment Loan?

Many people don’t have a lot of funds saved if an unexpected expense crops up, like an additional bill or if something essential needs repairing. There are a few options available in this type of situation, you simply need to work out which is the best choice for you. Asking friends and family to borrow money is not something most people feel comfortable doing. It can be a difficult thing to bring up, and you wouldn’t want to put them in financial difficulty by lending money to you.

Going into an unplanned overdraft with your bank will often cost more than a payday loan, so this isn’t a good option. Bank loans can be useful for larger expenses, though you’ll probably need a good credit history to take one out. If you need the money quickly, you also need to be aware that some banks can take up to 3 days to transfer the funds to you.

Credit cards can also be a good option for those with better credit histories, as if you have bad credit, you’ll generally be charged a higher rate of interest.

If you have poor credit, you may be looking into installment loans with short-term lenders. There is a lot to choose from, so you could be filling in a number of loan request forms. Having lots of credit checks or declined enquiries on your credit file can lower your credit score, so the best way to protect your credit file as much as possible could be to use a broker. You’d only need to complete our short loan request form, and we can do the searching for you. If you’re successful, we’ll then put you in touch with the best lender for you. We only use reputable lenders, so you can be assured that you’ll be borrowing from a responsible lender, authorised and regulated by the Financial Conduct Authority (FCA).

How to Enquire with Finger Finance

To enquire with direct payday loan lenders, simply click on the button below. This will take you to our online loan request form where you can enter your details including how much you wish to borrow and how long for.

Our loan request enquiry is available to be completed 24 hours a day, 7 days a week and is 100% online and fully functional on mobile, desktop and tablet. All you need is access to the internet to make an enquiry.

You will receive an instant decision from a direct lender and if you choose to accept it, you can proceed with further checks and receive funds within 24 hours or 1 business day.

Finger Finance does not charge any fees for using our service, instead we take a small commission from the lender if your loan request enquiry is successful. So you have peace of mind knowing that money will not be taken from your account and your information will only be shared with companies that want to help you get the best loan possible.

How Much Can You Borrow?

With Finger Finance, you can borrow between $100 and $5000. This will be paid back in monthly installments based on an agreement with the lender. You can choose to repay the funds between 1 month and 5 years (60 months) depending on how much you are looking to borrow. This allows you quick access to funds and the option to pay it back flexibly.

Can You Take Out an Installment Loan with Bad Credit?

You may have a low credit score if you’ve made payments like bills or credit card repayments late. Your credit file has information about your credit history for the last six years, so even if these things happened years ago, you might still have difficulty taking out credit now. Finger Finance does not let poor credit history get in the way of borrowing money.

Alternatively, you could have a low credit score or credit rating if you have what is referred to as a ‘thin credit file’, which means you haven’t taken out much credit in the past. Not having much of a credit footprint can sometimes be as bad as having negative marks on your credit file from missed payments. This is due to the fact that lenders cannot see how you handle credit, and if you can pay back on time, so lending to you could be a risk.

If you have bad credit, it can be tempting to look into ‘no credit check loans’, but these almost always have much higher interest rates. We only work with lenders committed to responsible lending, who do conduct credit checks, but you don’t need perfect credit to take out an unsecured loan through Finger Finance. The lenders will also look at things like your income and expenditure and will look at each enquiry on an individual basis.

How Can Finger Finance Help?

If you are looking for a loan amount of up to $5000, due to an emergency expense, Finger Finance can search our panel of lenders to try to find the cheapest loan for you. You can choose how many months you’d repay, over up to five years.

As a broker, not a lender, we won’t transfer the funds directly but will put you in touch with a lender that should be able to help. They’ll let you know the total amount you’ll be repaying, and how much each installment would be. Unlike a lot of brokers, we won’t charge you a fee for our services, as we work with lenders on a commission basis.