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Apply for the Best Mississippi Online Payday Loans with Finger Finance

Whether you are in Jackson, Gulfport or Southaven, find the best payday loans in Illinois with Finger Finance. Borrow $100 to $35,000 at Your Fingertips and Get an Instant Decision and Funds in Less Than 24 Hours!

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

How to Apply for a Payday Loan in Mississippi

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Step 1 - Apply Online

We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.

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Step 2 - Await a Decision

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

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Step 3 - Receive Money Today!

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

How Does Finger Finance Offer Loans in Mississippi?

The Right Lender

Finger Finance only works with trusted lenders in Mississippi. This means that we know they are lending responsibly. Every time you put in an application we analyze our panel of lenders and find the right loan for you.

Soft Credit Check

All Finger Finance loans are soft search, meaning that we will look at your background on the basis of your credit record. We will never leave any visible footprint on your credit report through our search.

Responsible

Finger Finance is a broker, not a direct lender, meaning that we can help to find you the most affordable loan available in Mississippi even if you have an imperfect credit history.

What are the Regulations for Payday Loans in Mississippi?

Are Payday Loans Legal? Yes
Minimum Loan Amount Not specified
Maximum Loan Amount $500
Minimum Loan Term Not specified
Maximum Loan Term 30 days
Maximum Interest Rate (APR) 521%
No. of Outstanding Loans Allowed 0
No. of Rollovers Allowed
6, the loan must be reduced by at least 5% for every rollover
Finance Charges
<$250 = up to $20 per $100
$250 – $500 = up to $21.95 per $100
Statue of Limitations 3 years

What is the Eligibility Criteria for a Payday Loan in Mississippi?

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a cell phone
  • Have a checking account
  • Have a consistent income and be earning at least $800 per month

Why is the APR for Payday Loans in Mississippi so High?

The APR for payday loans is high across all states, not just Mississippi specifically. This is because payday loans operate on a short-term basis and are considered by lenders to be high risk.

This is because payday loans are usually unsecured, offered to customers with any type of credit history, short-term, and not usually repaid in the first instance.

Can I Get a Payday Loan in Mississippi With Bad Credit?

​​Yes, you can get a payday loan in Mississippi with bad credit.

Finger Finance are willing to accept all credit histories, including poor credit. A poor credit score will not stop you from getting a payday loan.

Where Can I Get Payday Loans in Mississippi?

You can apply online through Finger Finance to receive a payday loan in the following cities within Mississippi below:

Aberdeen
Ackerman
Amory
Baldwyn
Batesville
Bay Saint Louis
Bay Springs
Belmont
Belzoni
Biloxi
Booneville
Brandon
Brookhaven
Bude
Byhalia
Byram
Calhoun City
Canton
Carriere
Carthage
Clarksdale
Cleveland
Clinton
Collins
Collinsville
Columbia
Columbus
Corinth
Crystal Springs
Diberville
Durant
Edwards
Ellisville
Eupora

Flora
Florence
Flowood
Forest
Fulton
Gautier
Gloster
Greenville
Greenwood
Grenada
Gulfport
Guntown
Hattiesburg
Hazlehurst
Heidelberg
Hernando
Hollandale
Holly Springs
Horn Lake
Houston
Hurley
Independence
Indianola
Iuka
Jackson
Kiln
Kosciusko
Laurel
Leland
Lexington
Liberty
Long Beach
Louisville
Lucedale

Lumberton
Macon
Madison
Magee
Magnolia
Marks
Mccomb
Meadville
Memphis
Mendenhall
Meridian
Metcalfe
Mize
Monticello
Morton
Moselle
Moss Point
Mount Olive
Natchez
New Albany
Newton
Ocean Springs
Okolona
Olive Branch
Oxford
Pascagoula
Pearl
Petal
Pheba
Philadelphia
Picayune
Pontotoc
Poplarville
Port Gibson

Prentiss
Purvis
Quitman
Raleigh
Richland
Richton
Ridgeland
Ripley
Robinsonville
Rosedale
Saltillo
Sardis
Senatobia
Shaw
Southaven
Starkville
Summit
Sumrall
Taylorsville
Tunica
Tupelo
Tylertown
Union
Verona
Vicksburg
Walls
Water Valley
Waveland
Waynesboro
Wesson
West Point
Wiggins
Winona
Woodville
Yazoo City

Why Use Finger Finance?

  • Get the money in one lump sum on the day you enquire
  • Easy online enquiry process
  • Repay early anytime to save money
  • Borrow anywhere from $100 – $35,000
  • Enquiring is free and doesn’t affect your credit score
  • Get an instant decision online

FAQs

How Much Can I Borrow in Mississippi?

Payday loan amounts range from $100 to $35,000 although Mississippi state law prohibits loans of more than $500.

How Soon Can I Receive the Money?

If you are approved you could have the funds in as little as an hour which makes Finger Finance ideal if you are looking to get money on the same day.

What are the Upfront Fees?

There are no upfront fees when using Finger Finance. Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.

How Do Repayments Work?

How repayments work depends on how long the money will need to be borrowed for. If you are taking out a short-term loan between 2 to 4 weeks, you will repay your loan in one final repayment at the end of the loan. Whereas, if you have chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. Finger Finance will also allow you to repay your payday loan early so that you can save on the interest.

Is Finger Finance a Direct Lender or Broker?

Finger Finance is a payday loan broker, not a direct lender. This means that we will not pay you the funds directly but will instead work with our panel of lenders to get you the best possible rates in Mississippi.