Whether you are in Kansas City, St. Louis or Springfield, find the best payday loans in Missouri with Finger Finance. Borrow $100 to $35,000 at Your Fingertips and Get an Instant Decision and Funds in Less Than 24 Hours!
Apply for the Best Missouri Online Payday Loans with Finger Finance
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
How to Apply for a Payday Loan in Missouri With Finger Finance
Step 1 - Apply Online
We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.
Step 2 - Await a Decision
We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.
Step 3 - Receive Money Today!
We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.
How Does Finger Finance Work With Lenders in Missouri?
Finding You The Right Lender
Finger Finance only works with lenders in Missouri that can be trusted. This means that we know they are lending responsibly. Every time you put in an application we analyze our panel of lenders and find the right loan for you.
Soft Credit Checks
All Finger Finance loans are soft search, meaning that we will look at your background on the basis of your credit record. We will never leave any visible footprint on your credit report through our search.
Finger Finance is a broker, not a direct lender, meaning that we can help to find you the most affordable loan available even if you have an imperfect credit history.
What are the Regulations for Payday Loans in Missouri?
|Are Payday Loans Legal?||Yes|
|Minimum Loan Amount||Not specified, usually $100|
|Maximum Loan Amount||$500|
|Minimum Loan Term||14 days|
|Maximum Loan Term||30 days|
|Maximum Interest Rate (APR)||~443%|
|No. of Rollovers Allowed||6|
No fees in excess of 75% of the initial loan amount on any single loan
|Statue of Limitations||10 years (from the last payment)|
What is the Eligibility Criteria for a Payday Loan in Missouri?
There are just a four things you need to be eligible for a payday loan. To be eligible for a loan from Finger Finance in Missouri you must:
- 1. Be at least 18 years of age or older
- 2. Be a U.S. resident
- 3. Have a checking account
- 4. Have a consistent income and be earning at least $800 per month
Can I Get a Payday Loan in Missouri With a Poor Credit Score?
Yes, you can get a payday loan in Missouri with a poor credit history. Our lenders can focus on other eligibility criteria, such as whether you have a regular income of around $800 per month.
Finger Finance are willing to accept all credit histories, including poor credit. A poor credit score will not stop you from getting a payday loan.
Why is the APR for Payday Loans in Missouri so High?
The APR for payday loans is high across all states. This is because payday loans operate on a short-term basis and are considered by lenders to be high risk.
This is because payday loans are usually unsecured, offered to customers with any type of credit history, short-term, and not usually repaid in the first instance.
Where Can I Find a Payday Loan in Missouri?
You can apply online through Finger Finance to receive a payday loan in the following cities within Missouri below:
Why use Finger Finance?
- Get the money in one lump sum on the day you enquire
- Easy online enquiry process
- Borrow anywhere from $100 – $35,000
- Enquiring is free and doesn’t affect your credit score
- Get an instant decision online
- Repay early anytime to save money
How Do I Repay the Loan?
The way in which you repay your loan will depend on how long you need to borrow the money for. If you are taking out a short-term loan between 2 to 4 weeks, you will repay your loan in one final repayment at the end of the loan. Whereas, if you have chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. Finger Finance will also allow you to repay your payday loan early so that you can save on the interest.
Can I Receive the Loan on the Same Day in Missouri?
Yes, if you are approved with Finger Finance you could receive the funds in as little as an hour on the same day.
What are the Upfront Fees?
There are no upfront fees when borrowing through Finger Finance. We will instead take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
How Much Can I Borrow in Missouri?
Payday loan amounts range from $100 to $35,000 although Missouri state law prohibits loans of more than $500.
Is Finger Finance a Direct Lender or Broker?
Finger Finance is a payday loan broker, not a direct lender. This means that we will not pay you the funds directly but will instead work with our panel of lenders to get you the best possible rates in Missouri.