Whether you are in Las Vegas, Henderson or Reno, find the best payday loans in Nevada with Finger Finance. Borrow $100 to $35,000 at Your Fingertips and Get an Instant Decision and Funds in Less Than 24 Hours!
Apply for the Best Nevada Online Payday Loans with Finger Finance
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
How to Apply for a Payday Loan in Nevada With Finger Finance
Step 1 - Apply Online
We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.
Step 2 - Await a Decision
We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.
Step 3 - Receive Money Today!
We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.
How Does Finger Finance Work With Lenders in Nevada?
Matching With The Right Lender
Finger Finance only ever works with lenders in Nevada that can be trusted. This means that we know they are lending responsibly. Every time you put in an application we analyze our panel of lenders and find the right loan for you.
Soft Credit Checks Only
All Finger Finance loans are soft search, meaning that we will look at your background on the basis of your credit record. We will never leave any visible footprint on your credit report through our search.
Finger Finance is a broker, not a direct lender, meaning that we can help to find you the most affordable loan available in Nevada even if you have an imperfect credit history.
What are the Regulations for Payday Loans in Nevada and Las Vegas?
|Are Payday Loans Legal?||Yes|
|Minimum Loan Amount||Not specified|
|Maximum Loan Amount||25% of monthly gross income|
|Minimum Loan Term||14 days|
|Maximum Loan Term||35 days|
|Maximum Interest Rate (APR)||No limit|
|No. of Rollovers Allowed||Not specified|
|No. of Outstanding Loans||1|
|Finance Charges||No limit|
|Statue of Limitations||6 years (from the last payment)|
Will I be Eligible for a Payday Loan in Nevada?
There are just a few things you need to be eligible for a payday loan. To be eligible for a loan in Nevada from Finger Finance you must meet the following:
- Be at least 18 years of age or older
- Be a U.S. resident
- Have a checking account
- Have a consistent income and be earning at least $800 per month
Are Payday Loans Legal in Nevada?
Payday loans are legal in Nevada and operate with no limits on the payday loan amount or on interest rates.
There is, however, a limit on loan terms with a maximum loan term of 35 days for payday loans in Nevada.
Why is the APR for Payday Loans in Nevada so High?
There is no limit on the APR for payday loans in Nevada and so it is home to some of the highest interest rates for payday loans in the US. The real APR is currently 625%.
The APR is so high because payday loans operate on a short-term basis and are considered by lenders to be high risk as they are unsecured and offered to customers with any type of credit history.
Can I Get a Payday Loan in Nevada With a Poor Credit History?
Yes, you can get a payday loan in Nevada with a poor credit history.
Finger Finance are willing to accept all credit histories, including poor credit. A poor credit score will not stop you from getting a payday loan.
Where Can I Find Payday Loans in Nevada?
You can apply online through Finger Finance to receive a payday loan in the following cities within Nevada below:
North Las Vegas
Why Choose Finger Finance?
- Get an instant decision online
- Repay early anytime to save money
- Enquiring is free and doesn’t affect your credit score
- Easy online enquiry process
- Borrow anywhere from $100 – $5,000
- Get the money in one lump sum on the day you enquire
What are the Upfront Fees?
There are no upfront fees when using Finger Finance. Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
What are the Repayment Terms in Nevada?
The terms and conditions of your loan will vary depending on which lender you decide to work with. If you are taking out a small loan ($1,000 or less) we find that the most common repayment time frame is two to four weeks. If you are borrowing over $1,000 (up to $35,000) these payments are usually spread over a longer period of time.
In Nevada, the maximum loan term is 35 days. There are currently no laws in place regarding rollovers.
What is the Maximum Amount I Can Borrow in Nevada?
Payday loan amounts range from $100 to $35,000 although Nevada state law prohibits loans of more than 25% of a borrower’s monthly gross income.
How Quickly Can I Receive the Loan?
If you are approved you could have the funds in as little as an hour. So if you’re looking to get money through on the same day then Finger Finance could be perfect for you.
Is Finger Finance a Direct Lender or Broker?
Finger Finance is a payday loan broker, not a direct lender. This means that we will not pay you the funds directly but will instead work with our panel of lenders to get you the best possible rates in Nevada.