Finger Finance is here to help you find the best payday loans in Indiana, whether you are living in Indianapolis, Bloomington or Fort Wayne. You can borrow $100 to $35,000 repaid over 1 to 60 months, get an instant decision and funded within the same day of applying. And yes, we do consider bad credit scores too!
Apply for the Best Indiana Online Payday Loans with Finger Finance
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
How To Apply For Payday Loans in Indiana With Finger Finance
Step 1 - Apply Online
We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.
Step 2 - Await a Decision
We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.
Step 3 - Receive Money Today!
We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.
How Does Finger Finance Find Payday Loan Lenders in Indiana?
The Right Lender
Finger Finance will only ever work with trusted payday loan lenders in Indiana, meaning that we know that they are lending responsibly. Every time you put in an application we analyze our panel of lenders and find the right loan for you.
Soft Credit Check
All Finger Finance loans are soft search, meaning that we will look at your background on the basis of your credit record and never leave a visible footprint on your credit report.
Finger Finance is a broker, not a direct lender. This means that we can find the most affordable loan for you in Indiana, even if you have an imperfect credit history.
What Are The Regulations for Payday Loans in Indiana?
|Are Payday Loans Legal?||Yes|
|Minimum Loan Amount||$50|
|Maximum Loan Amount||$550|
|Minimum Loan Term||14 days|
|Maximum Loan Term||Not specified|
|No. of Oustanding Loans Allowed||1 loan from 1 lender, 2 loans in total|
|No. of Rollovers Allowed||0|
|Finance Charges||15.5% per $100 + $1 verification fee|
|Interest Rate (APR)||391%|
|Statue of Limitations||6 years (from the last payment)|
What is the Eligibility Criteria for a Payday Loan in California?
- Be at least 18 years of age or older
- Be a U.S. resident
- Have a cell phone
- Have a checking account
- Have a consistent income and be earning at least $800 per month
Can I Get a Payday Loan in Indiana With a Poor Credit History?
Yes, you can get a payday loan in Indiana with a poor credit history.
Finger Finance are willing to accept all credit histories. A poor credit score will not stop you from getting a payday loan.
How Much Would a $550 Payday Loan Cost in Indiana?
If you were to borrow $550 over 60 days with the maximum APR (391%) you would pay back a total of $886. This breaks down to $550 in principal repayments, $281.37 in interest and $55 in finance charges.
Why is the APR for Payday Loans in Indiana so High?
The APR for payday loans is high across all states, including Indiana, because payday loans operate on a short-term basis and are considered by lenders to be high risk as they are typically unsecured and offered to customers with any type of credit history, so there is no solid guarantee that it will be paid back in time.
Where Can I Get a Payday Loan in Indiana?
You can apply online through Finger Finance to receive a payday loan in the following cities within Indiana below:
Why Choose Finger Finance?
- Easy online enquiry process
- Borrow anywhere from $100 – $5,000
- Get the money in one lump sum on the day you enquire
- Get an instant decision online
- Repay early anytime to save money
- Enquiring is free and doesn’t affect your credit score
How Do Repayments Work?
Your repayment plan will depend on how long you need to borrow the loan for. For instance, if you are taking out a short-term loan between 2 to 4 weeks, you will repay your loan in one final repayment at the end of the loan. Whereas, if you have chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. You may also choose to repay early at any time with Finger Finance so that you can save money on accrued interest.
Are There Any Upfront Fees?
There are no upfront fees when using Finger Finance. Instead, we take a fee or commission from the lender if your application is approved and successful. The lenders will charge a daily or monthly interest if your loan is active and this will be presented to you in writing before you proceed.
Can I Receive the Payday Loan on the Same Day?
Yes, with Finger Finance, if you are approved on the same day of your payday loan application then you could receive the money in as little as an hour.
How Much Can I Borrow in Indiana?
Payday loan amounts range from $100 to $35,000 although the maximum amount that you can borrow in Indiana is $550.
Is Finger Finance a Direct Lender or Broker?
Finger Finance is a payday loan broker. This means that we will not pay you the funds directly but will instead work with our panel of lenders to get you the best possible rates in Indiana. We will pass your details on to the lender that is best suited to your circumstances.