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Online Payday Loans in Iowa with Finger Finance

Finger Finance – Putting Quick Payday Loans at Your Fingertips

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

A payday loan with Finger Finance could be a good choice for anyone is experiencing a temporary financial set back and needs a loan. Whether you need the loan to help you enjoy the culture and sights of Iowa or just need a hand to stay ahead of your bills, we know that life can be stressful when your finances are tight. That’s why Finger Finance makes payday loan quick, easy and clear.

The process of enquiring for a payday loan with Finger finance is 100% online, which means you can get your loan without leaving your couch. There’s no fee to enquire about a loan and enquiring won’t affect your credit score. You’ll get an instant decision on your loan and receive your money in one lump sum. It’s quick, it’s easy, so what are your waiting for? Get in contact with Finger Finance today.


We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.


The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.

Soft search will not impact your credit score

We offer soft search loans that will check of the basis of your credit record but not leave any visible footprint.

Why use Finger Finance?

  • Get the money in one lump sum on the day you enquire
  • Easy online enquiry process
  • Borrow anywhere from $100 – $35,000
  • Enquiring is free and doesn’t affect your credit score
  • Get an instant decision online
  • Repay early anytime to save money

Iowa Payday Loans: Here’s Everything you Need to Know

How Much Can I Borrow and For How Long?

With Finger Finance you can borrow between $100 and $35,000. Depending on how much time you need the loan for, you can repay the money over 2 weeks or for up to 5 years. Finger Finance always gives you the option to repay early to save money on the interest on your loan. When you repay a payday loan you’ll be repaying in equal monthly instalments, until the loan is paid off.

How Quickly Can I Receive Funds?

With Finger Finance a payday loan is at your fingertips and they’re quick and easy. Using Finger Finance means the money will be in account the same day that you are approved for it. Not only will your money be with you within the day, but we pay your money into your account in one lump sum.

Is a Payday Loan Right For Me?

A payday loan is designed to be used as a short-term loan for unexpected expense in your life. Whether or not a payday loan is right for you depends on a range of things. A payday loan is designed to be used short-term, if you need a large amount of money for a long time a payday loan is probably not the best option for you.

However, if you need a small amount of money to cover an unexpected cost and will be able to pay it off with your next pay cheque, a payday loan could be a good option for you. For example, if you have 1 week until your next pay day but you need to pay a large and maybe unexpected expense, like having your car fixed.

If you need $500 which you don’t have, you could borrow it with a payday loan and then pay it off in 1 week once you have your pay cheque. If you need a long term fix a payday loan is probably not the best choice for you. A payday loan is designed to bridge the gap between one pay cheque and the next.

How Do Repayments Work?

How your repayments work will depend on how long you need to borrow with your payday loan. If you’re taking out a short-term loan, something between 2 and 4 weeks, you will repay your loan in one final repayment at the end of the loan. If you’ve chosen a longer-term loan, which we offer up to 5 years, then you will repay your loan in equal instalments every month. With Finger Finance you can also repay early at anytime to save money on the interest on your loan.


Am I Eligible for a Payday Loan in Iowa?

There are just a few things you need to be eligible for a payday loan. To be eligible for a loan from Finger Finance you must:

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a checking account
  • Have a consistent income and be earning at least $800 per month

What Happens if I Cannot Repay?

If you don’t repay your payday loan this will affect your credit score and mean that in the future it could be more difficult to borrow money. If your loan starts to drag on your debt is likely to get out of control, so it is always essential to have a clear plan of how you will repay the loan. When you can’t repay your loan interest rates can increase and the lender will continue to attempt to get the money you owe, be that from your account or with the help of bailiffs.

Do You Accept Bad Credit?

Yes! Submitting an enquiry for a payday loan with Finger Finance will not affect your credit score and we are willing to accept all credit histories, including poor credit. If you don’t have a good credit score that will not stop you getting a payday loan.

Where Can I Get a Payday Loan in Iowa?

Finger Finance offers a fully online experience, so that means we can offer loans across Iowa and across the U.S. Your location doesn’t need to be a barrier to you getting the financial support you need.

Get in contact with Finger Finance today and you could receive your funds today. Getting a payday loan has never been more convenient.

Locations include:

  • Ames
  • Ankeny
  • Bettendorf
  • Cedar Falls
  • Cedar Rapids
  • Council Bluffs
  • Davenport
  • Des Moines
  • Dubuque
  • Iowa City
  • Marion
  • Sioux City
  • Urbandale
  • Waterloo
  • West Des Moines

What Information Is Required For Iowa Payday Loans?

Key information will be required. This will include your:

  • Name
  • Postal address
  • Date of birth
  • Contact number
  • State ID or Driver’s Licence
  • Live checking account details


Is Finger Finance A Direct Lender?

No, Finger Finance is not a direct lender. We offer a loans connection service so that we can find competitive loan offers for our customers.

What Is The Maximum Loan Amount In Iowa?

You can borrow up to $500 in Iowa. This is the maximum amount allowed due to payday loan state regulations.

What Is The Maximum Loan Term In Iowa?

According to state regulations, you can borrow money in Iowa for up to 31 days. There is no minimum loan term.

Is There A Payday Loan Cap In Iowa?

Yes, Iowa has a maximum interest rate of 433%. As well as this, borrowers cannot take out more than 2 payday loans at one time.