Finger Finance offers cash advances across the whole of the United States, including the most popular areas of Illinois, Florida, Texas and California. We operate as a loans connection service that matches your loan enquiry with the US lender who is most likely to accept you and offer the best rates possible. You can get a decision in seconds from our panel which includes cash advance lenders, credit unions, apps and more.
Cash Advances Near Me
Apply Online At The Touch Of A Finger!
Cash advances can offer money upfront ahead of your next pay cheque from work. Whether you need $300, $500 or $1,000, you can receive funds immediately and repay over 1 to 60 months. Finger Finances offers a 100% online application, with an instant decision and options available for bad credit histories and no credit checks too. Check your eligibility today by clicking on the 'Get Started' button below!
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with
Where Can I Get a Cash Advance Loan Near Me?
How to Apply for an Cash Advance with Finger Finance
You can get a quote in minutes – just complete our online application form in less than 5 minutes by entering your basic details, including how much you wish to borrow and how long for. You will need to include your name, address, monthly income, expenses and bank account details – so we know where to send the money to.
Finger Finance offers a 100% online process and we will match your application with the best lender – and funds can be transferred to your checking account in 1 hour, the same day or next business day!
Step 1 - Apply Online
Submit your loan enquiry through our website in less than 5 minutes.
Step 2 - Instant Decision
Get an instant decision on the screen from one of our partner lenders who is looking to fund your loan at the best rates.
Step 3 - Receive Funds
With the snap of a finger, money can be released and sent to your account as quickly as possible.
What is a Cash Advance?
A cash advance refers to borrowing money upfront and ‘getting an advance’ on your pay cheque from work. Whilst we usually get paid from work at the end of the month, sometimes there are important expenses or emergencies that crop up and we need to borrow money now.
An advance on your salary can give you the money within a few hours, whether it is just $300, $500 or $1,000 and then you can repay the loan in full on your next payday from work. Or you can spread repayment over 3,6 or 12 months if you would like to.
Am I Eligible For a Cash Advance from Finger Finance?
You must meet the following criteria to be apply:
- U.S citizen
- Over 18 years of age
- Earning a minimum monthly income of $800
- Own a mobile phone
- Able to afford monthly repayments
- Bad credit histories are considered
- Have a live checking account in order to receive funds
What US States Can You Offer Cash Advances in?
We offer cash advance loans in Alabama, California, Colorado, Florida, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Nevada, Tennessee and Texas.
What Are Cash Advances Often Used For?
Cash advances are used mostly for emergencies and when people need to borrow a little more money until their next pay cheque from work.
Common reasons to take out a cash advance including paying for home repairs, broken boilers, plumbing problems, car repairs, pay off debts, pay off home bills, childcare expenses and many more.
Although we try hard to save money for a rainy day, we never know when an emergency or problem is going to happen and we need some extra cash to help see us through.
Can I Apply for a Cash Advance Loan with Bad Credit?
Yes, if you are looking for a cash advance with a bad credit history, we are able to help. Our panel of lenders are willing to take a view on poor credit scores and can offer products especially to assist with this.
Installment loans are common for people with bad credit, since you are able to spread repayment over several months and it can help you get back on your feet. Some of our lenders also offer secured loans or title loans, where you can use collateral or your vehicle to borrow the money you need.
In practice, not every lender is looking for perfect credit scores and our partners are willing to consider all applications provided that you have a stable employment, income and are committed to repaying your loan on time each month.
In some scenarios, to offer loans for people with bad credit, the lender may charge a slightly higher interest rate or offer a slightly lower amount – just to manage any potential risks.
Can You Offer Cash Advances with No Credit Checks?
If you are looking for a cash advance without credit checks, this might be a little tricky since most lenders will run a credit check to determine your eligibility for a loan since they are deemed as personal or unsecured loans.
Having a better credit score will only help your application get approved and there are certain steps you can take such as using a credit checker and it will show you ways to improve your score, such as closing down any credit cards or accounts that you do not use and trying to pay off some debts.
There are some loans that do not require credit checks and Finger Finance may be able to recommend these – including title loans and secured loans which require you to have collateral or security, rather than be approved based on your credit.
Types of Cash Advances
No Credit Checks
How Do Instant Cash Advances Work?
Finger Finance is pleased to offer cash advances with instant decisions, which means that once you have completed our online application form, you can get an immediate decision on the screen with a proposed loan offer. You can decide to proceed with the offer and subject to further checks or by sending additional documents, you could receive your loan within a few hours or days.
There is an opportunity to receive an instant cash advance, whereby your application is approved immediately and funds are sent straight away. This is certainly possible if you meet the criteria comfortably and are looking to borrow smaller amounts of $200, $300 or $500. Meanwhile, a larger loan of $3,000 or $5,000 may take a little longer and require some proof of income or further documentation to be approved, since it is a much larger amount.
How Can I Get a Fast Cash Advance Today?
If you are looking for a quick cash advance and want to receive your funds today, this is certainly possible.
Make sure that you meet the initial criteria such as being over 18, having a stable employment and regular income. You should ideally have a fair or good credit score, with a commitment to repaying your loan on time.
Some other recommendations include applying during regular work hours of 9AM to 5PM where lenders are more likely to manually process applications quickly, rather than applying during a weekend or national holiday.
Also, it is best to make yourself available once you have made an application. You will be required to electronically sign your loan agreement using your PIN code on your cell phone and your email address and you may need to send additional information to the lender such as a pay stub or copy of your bank statement. So make sure that you stay put once you have applied and don’t go to bed or off the gym, since this will delay things!
How is Finger Finance Different for Cash Advance Loans?
At Finger Finance, our number one goal is help customers find the most competitive rates and get matched with the right lender for them. We do not charge any fees for using our service and will only connect your application with a lender or a company who is ready and willing to help or fund your loan. We are passionate about keeping your details safe too – and you can rest assured that your information will be held securely and not passed onto our companies without your permission.
Check Your Eligibility for a Cash Advance Online Today!
To apply for a cash advance today, simply click on the ‘Get Started’ button below and enter a few basic details about yourself, how much you would like to borrow and how long for.
We will run hundreds of checks in just seconds and we will match your application with the lender who can offer you the best rates and terms. Once your loan is approved and confirmed, you can usually receive funds in just 1 hour, the same day or within 24 hours!
Frequently Asked Questions About Cash Advances
What is a Cash Advance?
A cash advance allows you to receive an advance on your next pay cheque from work. Whilst we usually get paid by our employers at the end of the month, this is sometimes too far away if we have an important emergency expense or a very expensive month. A cash advance gives you the money upfront to be used for your emergency and then you can repay in full on your next payday or spread repayment over several months.
How Much Can I Borrow?
We offer loans ranging from $100 to $35,000 and the amount you can borrow is based on factors such as your income, credit score, length of your loan and if you are using any collateral.
How Long Can I Borrow For?
You can take out a cash advance loan for 1 to 60 months, repaid in equal monthly installments – and you will always have the option to repay early if you would like to. Some larger loan amounts might be repaid over several months and this is to help spread repayment.
Can I Repay My Loan Early?
Yes, you can always repay your loan early and there should not be able fees for doing so. Simply contact the lender directly to clear your balance and you can often save money on the overall interest that adds up. This can be very useful if you borrowed for 6, 12 or 24 months and want to repay in full sooner.
Do You Run Credit Checks?
Yes, most of our loan partners will run a credit check, since this is one of the best ways to see your previous repayment history for other types of loans and cards. There also no credit check options available and if you have poor credit, we may offer you alternative products such as title (car) loans and secured loans.
Are There Upfront Fees For Applying?
No, there are no upfront fees for applying with Finger Finance and there never will be! We simply receive a commission from the lender if your loan application is successful.
How Much Does a Cash Advance Cost?
A cash advance loan is quite similar to a payday loan, so the APR ranges from 36% to 600% depending on your credit score and what state you are in (some states allow for more expensive loans). However, with a good credit score, you could pay well below 36% APR – and every lender will look at your application on an individual basis.