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Need Money Now? Apply With Finger Finance For Quick Cash, Bad Credit Score Accepted!

If you are in need of money right now, Finger Finance is here to help. You can apply for a online loan and borrow between $100 - $35,000. Our service will match your application with the best lender in the click of your fingers!

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

I Need Money Now, How Can I Apply?

If you need money now, all you will need to do is fill in our online application form, which should take no longer than 5 minutes, and once approved you could receive money within 1 hour, the same day or the next working day, depending on your criteria. Our service will send your application to our network of over 50 direct lenders, and will match you up with the lender that best fits your application.

3 Steps To Get Money Now With Finger Finance


Step 1 - Apply With Finger Finance

Complete our form in less than 5 minutes, by filling in your information, including how much you would like to borrow and how long you’d like to borrow your loan for.


Step 2 - Get Your Loan Offer

Our service will match your requirements with the lender who is most likely to approve you, which will give you an instant decision on the screen. If you choose not to proceed, there are no fees and the application process will not affect your credit score!


Step 3 - Receive Your Money Fast

If you are successful with your loan application, the full loan amount can be received into your live checking account in as soon as 1 hour, the same day or the next working day!

What Can I Use A Loan For If I Need Money Now?

If you are looking to borrow money online with Finger Finance, and need money now, the funds you receive if you are approved can be used for a number of bills and expenses, which could include:

  • Rent money
  • Emergency money
  • Gas Money
  • Funeral Bills
  • Tax Refund Cash Advances

If you need money right now, to get started, simply fill in our application form, and as long as you meet our minimum criteria, you should be able to get approved for a loan, in the snap of your fingers.

Where Can I Get Money Now?

If you need access to money now, you will need to make sure you live in a state where payday loans are authorized, such as:






If you live in any of these states and need extra money now, you can fill in our online application form which should take no more than 5 minutes to complete, where you will add your details, how much you wish to borrow and how long you wish to borrow money for. If approved, an instant loan offer will appear on your screen and you can choose to accept it or not. To begin, click ‘Get Started‘ below!

What Is The Minimum Criteria Required If I Need Money Now?

If you are looking to borrow money immediately, the minimum criteria required in order to be approved is that you:

  • Must have a regular income of at least $800 a month
  • Be over 18 years of age
  • US Citizen
  • Must be able to make the repayments
  • Have a live checking account to deposit funds into

I Need Money Now But Can't Get A Loan Due To Bad Credit, Can You Help?

Yes, here at Finger Finance, even if you have bad credit we can help with getting you a loan. Our network of over 50 direct lenders will look at several factors outside of your credit score when approving you for a loan, including your age, current employment status, income, as well as loan term and amount.

We understand how hard it can be to get a traditional loan with a bad credit score, so go ahead and fill in our application form below to find out if you are eligible for a bad credit loan today.

If you decide not to proceed, not to worry, we won’t charge you a fee and there is no obligation to take out a loan. Our application process is quick and easy and uses a soft credit check, which will have no impact on your credit score!

I Have No Income And Need Money Now, Can You Help?

Yes, our lenders look into multiple factors not just your income, when deciding to offer you a loan. As long as you can show that you receive $800 a month in some form,  you should still be able to apply for money today.

Other factors in being approved if you need money now include being a US citizen that is over 18 years of age, having a live checking account for funds to be deposited into, and being able to make the repayments on the loan amount offered.

To get started, why not click ‘Apply Now‘ below and see if you are eligible!


How Do Repayments Work If I Need Money Right Now?

If you decide to borrow money today, you will have the option to select the length of time you wish to repay your loan back over. This can be as little as 1, 3 or 6 months, up to a maximum of 60 months depending on where you are located.

When looking to borrow money, make sure that whatever length of time you decide to take a loan out over, you can afford to pay the monthly repayments back, as failure to do so can impact your credit score negatively.

You do have the option to pay the loan back early, even if you do take out an installment loan over several months, and you can also choose to take out a payday loan, where the money is repaid back quickly to avoid any financial difficulties in the future.

Your repayments are handled automatically by the lender to make your life easier, so there is no need to go to the bank to pay your monthly amounts. See how much you can borrow by clicking ‘Get Started’ below:

Frequently Asked Questions If You Need To Borrow Money Now

Is Finger Finance A Direct Lender?

No, Finger Finance is a broker that will send your application form to over 50 direct lenders who will then be able to offer you the best rate based on your criteria. The application process takes less than 5 minutes and there is no obligation to proceed if you are not happy with the instant loan offer that appears on the screen. 

Will Applying To Borrow Money Now Impact My Credit Score?

No, applying for a bad credit loan through Finger Finance will not have an impact on your credit score. However, it is important to note that if you do proceed with a loan through one of our 50 direct lenders and are not able to keep up worth repayments, this could affect your credit score.

Can I Get Money Now If I Am Self Employed?

Yes, as long as you make a steady income of at least $800 a month, you will be able to apply via our application process for a payday loan or installment loan if you need money now. You may just need to show proof of income such as tax returns or business accounts to prove that you have a consistent stream of income and satisfy the lender that you will be able to pay back the loan. 

Will Finger Finance Charge Me Any Fees?

No, you can be rest assured that our service is free of charge for all customers and we pinky promise that it always will be! We may just receive a small commission from the lender if your application is successful.