To apply for an emergency loan, use our online enquiry form. It will take less than 5 minutes – and you will get an instant decision on the screen. Our application is available even if you have bad credit or no credit, and won’t affect your credit score. There are no fees for using our service and if you are approved for a loan, you could receive funds into your bank account within 1 hour, the same day or next business day.
Apply Online For Emergency Same Day Loans With Finger Finance
If you are looking to pay any urgent bills or expenses, emergency loans can help. With Finger Finance, you can complete our online form and receive your emergency loan on the same day or next business day. Click "get started" to borrow money now. Bad credit and no credit check options are also available!
Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*
* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with
How Can I Apply for an Emergency Same Day Loan Online?
Step 1 - Apply Online For Emergency Cash
Enter you details onto our quick and easy loan application form. This process takes less than 5 minutes and you will have to pick how much you need to borrow and how long you would like to borrow money for.
Step 2 - Get An Instant Loan Offer On The Same Day
Once you have submitted your details, we will match your requirement with the lender who can offer you a competitive rate and is most likely to approve you directly on your screen. This is an instant process, with no fees and no obligation.
Step 3 - Receive Your Emergency Same Day Loan
If you are successful in your loan application, you can receive the full loan amount in as little as 1 hour, the same day or the next working day.
What is an Emergency Loan?
An emergency loan is a great way to borrow money if you need cash fast. The funds you receive can be used for a number of bills and expenses, including medical bills, holidays, car payments or funeral expenses. Emergency loans are here to help in difficult situations and can be available to you when you are in need of financial aid.
With Finger Finance, we match your enquiry with the most likely lender to approve your application, which is completely free of charge. If you need an emergency cash loan, don’t wait, apply online to borrow money today.
How Quickly Can You Get a Same Day Emergency Loan?
If you are looking to get an emergency loan on the same day, this is possible, but it will all depend on how quickly you can complete our application form and how accurate the information you provide is. Our network of over 50 direct lenders can offer emergency loans within 1 hour, the same day, or even the following day.
These loans can be used to pay for several expenses, with people choosing to use emergency loans for a tax refund cash advance, or to pay for bills such as dental or funeral costs.
Am I Eligible for an Emergency Loan?
When applying emergency loans online, lenders will require you to have a minimum criteria, which includes:
- Must be able to make repayments
- US citizen
- Have access to a live checking account (to receive funds)
- Earn a minimum steady income of $800 a month
- Be over 18 years old
Do you Offer Emergency Loans for Bad Credit?
If you need an emergency loan with bad credit, many of our lenders specialise in this area. If you need to borrow $300, $500, $1000 or more, Finger Finance is here to help.
Our trusted lenders will look at factors outside of just your credit score when applying for a bad credit emergency loan. These can include income, employment status, living status, purpose of the loan and the amount you are looking to borrow.
The lenders we partner with will be happy to consider your application if you are currently earning a stable income and are committed to paying your loan every month on time. If you need more information, why not watch the video below, or click “Get Started” if you are ready to proceed with your application.
Where Can I Find Emergency Loans Near Me?
We are proud to offer a number of options for emergency loans near me, including:
California, Texas, Mississippi, Missouri, Alabama, Colorado, Kentucky, Iowa and Indiana
Types of Emergency Loans
Types of situations where you may need to apply for an emergency loan include:
- Funeral loans
- Same Day Loans
- Bad Credit Loans
- Payday loans
- Auto Loans
- Medical Loans
- Installment Loans
- Home Repair Loans
Useful Guides
Please see a selection of useful guides below if you need money now:
Can I Get A Payday Loan Instantly
Can I Get an Emergency Loan with Guaranteed Approval?
It is possible to borrow an emergency loan with guaranteed approval, even if you may have bad credit. With over 50 lending partners, Finger Finance will help to connect our customers with the most suitable lender, based on borrowing requirements.
As long as you can meet the minimum criteria, such as being over 18 years old, having a steady income of at least $800 a month, being a US citizen and having a valid checking account, then it is almost guaranteed that you will be approved for emergency cash loans immediately. All you need to do is fill in our application form, and an offer for your loan will appear in a click of your fingers.
Can You Provide Emergency Loans with No Credit Checks?
If you are looking for emergency loans with no credit checks, Finger Finance can help with this. Whether you want to borrow $300, $500 or even take out a $1000, we are here to assist. If you are worried about being declined immediately for our loans due to your credit score, our connection service will simply recommend other viable products, including those which will take collateral such as home loans or title loans, or we may suggest an app or credit union as the best fit for you!
Why Should I Apply for a Loan for Emergencies with Finger Finance?
At Finger Finance, we offer a free, quick, easy, responsible and affordable way to apply for loans for emergencies. With our fingers in the pies of over 50 direct lenders, we can match your loan enquiry with the lender who is most likely to approve you for the best rates.
We understand how hard it can be if you need money for an urgent bill and find that you are getting declined and not making any progress, which is why we offer our service with no upfront fees, no obligation and no impact on your credit score!
If you need a loan decision in less than 5 minutes, simply click on the ‘apply now’ button below and enter your details online today!
Frequently Asked Questions About Emergency Loans
Is Finger Finance a Direct Lender?
No, we are not a direct lender for emergency loans online. We act as an introducer, using thousands of data points to connect your loan requirements with the best loan company who will accept your criteria and offer the funds you need, making sure you receive your emergency loan on the same day or the following day.
How Much Will An Emergency Loan Cost?
The APR is typically around 300% to 600% if you are looking at an emergency payday loan product- and this may seem high but it is because these products are usually used for a few weeks or months, but the APR calculates the product as though it was for an entire year. As a result, to get the true cost, consider looking at repayment examples or using the calculators provided.
What Can I Use an Emergency Loan For?
You can use a same day emergency loan for a variety of bills and expenses. These can include funeral bills, tax refund cash advances, medical expenses, or auto repair costs just to name a few.
Will My Credit Score Be Affected If I Apply For An Emergency Loan?
Applying for an emergency loan will not affect your credit score. Once you have filled in our application, our lenders will do a soft search credit check, which will then determine whether you can borrow money online. However, if you do fill in multiple applications with Finger Finance in a short space of time, this may look suspicious and make it seem like you need to borrow money today.
What Happens if I Get Declined For An Emergency Loan?
If your application for a loan does happen to be declined, you will not be charged any fees, there will be no impact to your credit score, and your data will not be sent to any other companies without your permission.
Can I Pay Back My Emergency Cash Loan in Installments?
Depending on the type of emergency loan you apply for will determine the length of time you will have to pay the amount back over. If you take out an emergency payday loan, the amount will be required to paid back in a shorter time period than taking out an emergency installment loan, which would allow you to pay back the amount over a longer term.