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Apply For Loans For Fair Credit Online With Finger Finance!

Need to borrow money but have fair credit? Here at Finger Finance, you can get a loan through our easy to use platform.

Simply fill in our online application form and receive funds within 24 hours or 1 business day of approval. We work with a panel of over 50 direct lenders to find a deal that meets your borrowing requirements, so what are you waiting for?

Representative Example:
On an assumed loan amount of $750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount $1351.20 and total interest is $601.20. 12 monthly payment of $112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on
the mean APR of the lenders we work with

Does Finger Finance Offer The Best Loans For Fair Credit?

At Finger Finance, we endeavor to offer the best service for all of our customers. We search through our database to find loans for fair credit score. So whether you need to borrow $2000 loan fair credit, less or more, we will certainly lend you a helping hand today.

We work with over 50 reputable lender partners who are willing to consider applicants with a variety of credit histories. Simply fill in your personal details, as well as how much you are looking to borrow, and get a response in the snap of your fingers!

How To Get A Loan With Fair Credit


Step 1 - Apply Online

Complete our simple loan application form. Enquiring is free of charge and takes less than 5 minutes.


Step 2 - Get A Loan Offer

After submitting your details, an instant decision will appear on screen with a loan offer. There is no obligation to proceed.


Step 3 - Receive Funds

If you decide to go ahead and your loan application is approved, the funds will be sent to your checking account within 1 hour, 24 hours or by the next business day.

What Are Loans For Fair Credit?

Fair credit loans are loans for those who have a fair credit rating, with a score around 590 to 669. This is based on the FICO score which is as follows:

  • Excellent: A FICO score above 800 is typically considered excellent credit.
  • Very Good: A FICO score between 740 and 799 is considered very good.
  • Good: A FICO score between 670 and 739 is considered good.
  • Fair: A FICO score between 580 and 669 is considered fair.
  • Poor: A FICO score below 580 is generally considered poor.

Fair credit loans can be useful if you face an unexpected bill or an emergency cost such as medical bills, home fixes, auto repairs, wedding fees or funeral costs. So whether you need unsecured loans for fair credit or want to use collateral to secure the loan, there are many options available to help you stay financially afloat until your next payday.

Can I Get Fair Credit Loans Guaranteed Approval?

Yes, it is possible to get fair credit loans guaranteed approval. However, the lenders will usually carry out affordability checks to make sure that the borrower will be able to repay back the loan on time.

At Finger Finance, you will receive an instant loan offer after enquiring. If the lender approves the loan, then it is guaranteed that the money will be sent to your live checking account ASAP, we pinky promise!


Am I Eligible for a Loan For Fair Credit?

To qualify you must:

  • Be a US citizen
  • Be at least 18 years old
  • Have a stable job
  • Earn a regular salary of around $800 per month
  • Have a live checking account for the funds to be deposited into

Where Can I Get A Loan With Fair Credit?

You can borrow money in a number of US states, including:

Alabama, California, Colorado, Iowa, Kentucky, Louisiana, MissouriTennessee and Texas


Can I Get Fair Credit Score Loans Today?

Yes, you can get a loan with fair credit quickly. Complete our online application form in less than 5 minutes to receive an instant loan offer. If approved, the funds will be deposited into your bank account within minutes or hours on the same day or by the next business day.

To maximize your chances of a fast loan, keep your phone nearby incase the lender wants to get in touch with any follow-up questions before approving the loan. You could also try applying during typical working hours of 9am to 5pm on Monday to Friday to speed up the process.

Frequently Asked Questions

Is Finger Finance A Direct Lender?

No, Finger Finance is a broker. We work with over 50 vetted lenders who all comply to the OLA standards. This allows us to find competitive loan offers that match our customers requirements.

Can I Get Emergency Loans For Fair Credit?

Yes, you can get emergency loans quickly through Finger Finance. We endeavour to help those with fair credit get the funds that they need; our lenders do not let past financial mistakes get in the way of applicants borrowing future and are here to help people borrow money during stressful situations.

What Happens If My Request Is Declined?

If your application is declined, Finger Finance will not charge you any fees. You can also be rest assured that our soft searches will not leave any visible footprint on your credit record.

Can I Get Low Interest Loans For Fair Credit?

Interest rates could depend on a number of factors. This includes the loan amount, loan term and your credit score.

How Do Repayments Work?

Repayment plans range from 2 weeks to 5 years. Loans are repaid in equal monthly installments that are automatically withdrawn from your bank account on dates agreed upon with the lender. These dates will be specified in your loan agreement.